How to Set Up Express Transit With Apple Pay on iPhone and Apple Watch - MacRumors
Skip to Content

How to Set Up Express Transit With Apple Pay on iPhone and Apple Watch

by

Express Transit is an Apple Pay feature that lets you make a payment without unlocking your Apple Watch using Face ID or Touch ID. Thanks to Express Transit, you can now make a transaction at a transit gate just by tapping your iPhone or Apple Watch. But first you have to set it up. This article shows you how.

omny

Where Can I Use Express Transit?

Apple has a web page that it updates with the countries and regions that support the feature. As of writing, Express Transit works in the following places:

  • In mainland China with Beijing Transit cards and Shanghai Transit cards.
  • In Japan with all forms of transit that accept Suica.
  • In London with Transport for London (TfL).
  • In New York City with Metropolitan Transportation Authority (MTA) terminals at select stations.
  • In the San Francisco Bay Area with the Clipper card.
  • In Chicago with the Ventra card.
  • In Portland, Oregon, with all forms of transit that accept Hop Fastpass.

How to Set Up Express Transit on iPhone

To set up Express Transit, you need to be using an iPhone 6s or later with iOS 12.3 or later installed. You can check what software version your device is running by going to Settings -> General -> Software Update.

Obviously, you also need to have a registered at least one debit or credit card with ‌Apple Pay‌. That said, it's worth mentioning that not all banks support Express Transit, but you can find out if your bank does by following these steps.

  1. Launch the Settings app on your iPhone.
  2. Tap Wallet & Apple Pay.
  3. Tap Express Travel Card.
  4. Tap one of your cards in the list to use it with Express Transit. A tick will appear next to the card you select. The default option is None.
  5. Authenticate your device using ‌Touch ID‌ or ‌Face ID‌.

settings
If your bank card doesn't support Express Transit, you'll get an error message telling you that the card is incompatible. If no error message appears, you're good to tap-and-go.

How to Set Up Express Transit on Apple Watch

You can also set up Express Transit to work on your watch, so long as it's running watchOS 5.2.1 or later. You can check what version you're running by going to General -> Software Update in the Watch app on your iPhone.

  1. Launch the Watch app on your iPhone.
  2. Tap Wallet & Apple Pay.
  3. Tap Express Travel Card.
  4. Tap one of your cards in the list to use it with Express Transit. A tick will appear next to the card you select. The default option is None.
  5. Authenticate by entering your passcode on your Apple Watch.

watch settings
If your bank card doesn't support Express Transit, you'll get an error message telling you that the card is incompatible. If no message appears, you're all set.

Related Roundup: Apple Pay

Popular Stories

MacBook Pro Low Angle Wide Lens

Apple to Launch 'MacBook Ultra' With These Six New Features

Friday April 24, 2026 10:32 am PDT by
While the 14-inch and 16-inch MacBook Pro were just updated with M5 Pro and M5 Max chips last month, bigger changes are reportedly around the corner. According to Bloomberg's Mark Gurman, the higher-end MacBook Pro models will be receiving a major redesign by early 2027, and he said that Apple might use "MacBook Ultra" branding for them. If so, the MacBook Ultra would likely be a...
Apple TV Thumb 3

Here's What's Coming in the 2026 Apple TV

Thursday April 23, 2026 12:08 pm PDT by
There are a lot of folks waiting for a new version of the Apple TV because the set-top box hasn't been updated since 2022. There is an update coming this year, but people will need to wait a bit longer because Apple is holding the next Apple TV until the new version of Siri comes out this fall. Design Apple TV design updates don't happen often, and that's not changing in 2026. The next...
Four iPhone 18 Pro Colors Mock Feature

iPhone 18 Pro Launching in September With These 10 New Features

Monday April 20, 2026 7:13 am PDT by
While the iPhone 18 Pro and iPhone 18 Pro Max are not launching until September, there are already plenty of rumors about the devices. It was initially reported that the iPhone 18 Pro models would have fully under-screen Face ID, with only a front camera visible in the top-left corner of the screen. However, the latest rumors indicate that only one Face ID component will be moved under the...