Express Transit is an Apple Pay feature that lets you make a payment without unlocking your Apple Watch using Face ID or Touch ID. Thanks to Express Transit, you can now make a transaction at a transit gate just by tapping your iPhone or Apple Watch. But first you have to set it up. This article shows you how.

omny

Where Can I Use Express Transit?

Apple has a web page that it updates with the countries and regions that support the feature. As of writing, Express Transit works in the following places:

  • In mainland China with Beijing Transit cards and Shanghai Transit cards.
  • In Japan with all forms of transit that accept Suica.
  • In London with Transport for London (TfL).
  • In New York City with Metropolitan Transportation Authority (MTA) terminals at select stations.
  • In the San Francisco Bay Area with the Clipper card.
  • In Chicago with the Ventra card.
  • In Portland, Oregon, with all forms of transit that accept Hop Fastpass.

How to Set Up Express Transit on iPhone

To set up Express Transit, you need to be using an ‌iPhone‌ 6s or later with iOS 12.3 or later installed. You can check what software version your device is running by going to Settings -> General -> Software Update.

Obviously, you also need to have a registered at least one debit or credit card with ‌Apple Pay‌. That said, it's worth mentioning that not all banks support Express Transit, but you can find out if your bank does by following these steps.

  1. Launch the Settings app on your ‌iPhone‌.
  2. Tap Wallet & Apple Pay.
  3. Tap Express Travel Card.
  4. Tap one of your cards in the list to use it with Express Transit. A tick will appear next to the card you select. The default option is None.
  5. Authenticate your device using ‌Touch ID‌ or ‌Face ID‌.

settings
If your bank card doesn't support Express Transit, you'll get an error message telling you that the card is incompatible. If no error message appears, you're good to tap-and-go.

How to Set Up Express Transit on Apple Watch

You can also set up Express Transit to work on your watch, so long as it's running watchOS 5.2.1 or later. You can check what version you're running by going to General -> Software Update in the Watch app on your ‌iPhone‌.

  1. Launch the Watch app on your ‌iPhone‌.
  2. Tap Wallet & Apple Pay.
  3. Tap Express Travel Card.
  4. Tap one of your cards in the list to use it with Express Transit. A tick will appear next to the card you select. The default option is None.
  5. Authenticate by entering your passcode on your Apple Watch.

watch settings
If your bank card doesn't support Express Transit, you'll get an error message telling you that the card is incompatible. If no message appears, you're all set.

Related Roundup: Apple Pay

Popular Stories

iphone 17 models

No iPhone 18 Launch This Year, Reports Suggest

Thursday January 1, 2026 8:43 am PST by
Apple is not expected to release a standard iPhone 18 model this year, according to a growing number of reports that suggest the company is planning a significant change to its long-standing annual iPhone launch cycle. Despite the immense success of the iPhone 17 in 2025, the iPhone 18 is not expected to arrive until the spring of 2027, leaving the iPhone 17 in the lineup as the latest...
duolingo ad live activity

Duolingo Used iPhone's Dynamic Island to Display Ads, Violating Apple Design Guidelines

Friday January 2, 2026 1:36 pm PST by
Language learning app Duolingo has apparently been using the iPhone's Live Activity feature to display ads on the Lock Screen and the Dynamic Island, which violates Apple's design guidelines. According to multiple reports on Reddit, the Duolingo app has been displaying an ad for a "Super offer," which is Duolingo's paid subscription option. Apple's guidelines for Live Activity state that...
Clicks Communicator Feature

'Clicks Communicator' Unveiled — Will You Carry This With Your iPhone?

Friday January 2, 2026 6:35 am PST by
The company behind the BlackBerry-like Clicks Keyboard accessory for the iPhone today unveiled a new Android 16 smartphone called the Clicks Communicator. The purpose-built device is designed to be used as a second phone alongside your iPhone, with the intended focus being communication over content consumption. It runs a custom Android launcher that offers a curated selection of messaging...
Low Cost MacBook Feature A18 Pro

Low-Price 12.9-Inch MacBook With A18 Pro Chip Reportedly Launching Early This Year

Friday January 2, 2026 9:08 am PST by
Apple plans to introduce a 12.9-inch MacBook in spring 2026, according to TrendForce. In a press release this week, the Taiwanese research firm said this MacBook will be aimed at the entry-level to mid-range market, with "competitive pricing." TrendForce did not share any further details about this MacBook, but the information that it shared lines up with several rumors about a more...
Apple Fitness Plus hero

Apple Announces New Fitness+ Workout Programs, Strava Challenge, and More

Friday January 2, 2026 6:43 am PST by
Apple today announced a number of updates to Apple Fitness+ and activity with the Apple Watch. The key announcements include: New Year limited-edition award: Users can win the award by closing all three Activity Rings for seven days in a row in January. "Quit Quitting" Strava challenge: Available in Strava throughout January, users who log 12 workouts anytime in the month will win an ...
Low Cost A18 Pro MacBook Feature Pink

Apple's 2026 Low-Cost A18 Pro MacBook: What We Know So Far

Friday January 2, 2026 4:33 pm PST by
Apple is planning to release a low-cost MacBook in 2026, which will apparently compete with more affordable Chromebooks and Windows PCs. Apple's most affordable Mac right now is the $999 MacBook Air, and the upcoming low-cost MacBook is expected to be cheaper. Here's what we know about the low-cost MacBook so far. Size Rumors suggest the low-cost MacBook will have a display that's around 13 ...
Mac Pro Feature Blue

What's Happening With the Mac Pro?

Wednesday December 31, 2025 9:59 am PST by
Apple hasn't updated the Mac Pro since 2023, and according to recent rumors, there's no update coming in the near future. In fact, Apple might be finished with the Mac Pro. Bloomberg recently said that the Mac Pro is "on the back burner" and has been "largely written off" by Apple. Apple apparently views the more compact Mac Studio as the ideal high-end pro-level desktop, and it has almost...