MacRumors

Apple's October 20 debut for Apple Pay included support from many of the biggest banks in the United States, including Chase, Citi, Capital One, and Bank of America, but the company has said it has over 500 other banks working to roll out support for the mobile payments service. A few of the larger ones are listed on Apple's site as launching Apple Pay support "later this year", and it appears that this next wave is now beginning to roll out.

Navy Federal Credit Union, the largest credit union in the United States with over 5 million members, today announced the immediate launch of Apple Pay support.

"We're excited to make this new service available to our members starting today," said Randy Hopper, vice president of credit cards and business optimization at Navy Federal. "Our members live fast-paced and mobile lives. And, they have enthusiastically adopted our mobile banking solutions. Now, with Apple Pay, they'll be able to save time when shopping while having a safe and easy payment experience."

USAA, another of Apple's key partners for the second wave, had previously announced plans to launch Apple Pay support this Friday, November 7, but several Reddit posters have noticed that support appears to have arrived a bit early.

A third partner for the second wave, US Bank, has also apparently flipped the switch, as several posters on Twitter have reported Apple Pay support going live today.

PNC Bank has also been telling customers it will launch Apple Pay support in the "next several weeks", with one Reddit poster being given a date of November 7, but again posters on Twitter are reporting support going live today.

Update: According to a MacRumors poster, Barclaycard is also working today. M&T Bank is also working.

Update 2: Apple has updated its support document listing Apple Pay card issuers to highlight the various types of cards from the newly added banks that are supported.

Update 3: Removed mention of Regions Bank, Renasant Bank, Keesler Federal Credit Union, and Zions Bank, as multiple forum posters have confirmed these banks are not yet supporting Apple Pay, contrary to initial reports from other posters.

Following an initial pilot program at a pair of its properties, hotel chain Starwood today announced the official launch of its SPG Keyless program that will allow hotel guests to use their iPhones or Android phones to check in for their stays and unlock their doors via Bluetooth. The system will go live this Wednesday in ten hotels around the world under Starwood's Aloft, Element, and W brands and expand to 150 hotel comprising 30,000 hotel room doors by the end of next year.

SPG Members must register their phone once through the SPG App and allow push notifications. After booking a reservation at a keyless hotel and approximately 24 hours before arrival, SPG members are invited to opt-in to SPG Keyless. Guests will receive a push notification noting that they are checked in and the SPG App will update with his/her room number and Bluetooth key when the room is ready. Upon arrival at the hotel, the guest can completely bypass the front desk (where available) and go directly to his/her room. After ensuring his/her Bluetooth is enabled, the guest simply opens the SPG App, holds the smartphone to the door lock, waits for the solid green light and enters the room.

Starwood's SPG: Starwood Hotels & Resorts app [Direct Link] has been updated today to support the iPhone check-in program, which is going live at hotels in Beijing, Cancun, Cupertino, Harlem, Doha, Hollywood, Hong Kong, New York City, and Singapore.

Starwood is not the only hotel chain working on phone-based room keys, with Hilton previously announcing its intentions for a similar program including check-in and room selection via app available in 4,000 hotels by the end of this year and and mobile phone room keys rolling out in 2015. And just today Hilton has reiterated those plans, announcing pilot testing of room keys early next year with an initial rollout to its Conrad brand soon after and expansion to additional brands coming in the summer.

Apple is planning to hold an investor call today ahead of a potential bond sale, reports The Wall Street Journal. A banker working on the deal says that Apple may begin issuing bonds in Euros, as Deutsche Bank AG and Goldman Sachs Group are said to be arranging the call.

Deutsche Bank and Goldman Sachs Inc. are arranging a call for the firm with investors Monday, and a deal, possibly at least partly in euros, could come as soon as this week, according to a person familiar with the matter. The iPhone maker has never issued debt in currencies other than the dollar before.

Apple last entered the bond market in April with a $12 billion sale, which followed last year's $17 billion sale. The order book for Apple's bond offerings in April 2013 topped $40 billion, as investors oversubscribed and offered bids for more than twice the amount of debt issued. Apple's bond offerings are a part of its expanded capital return program, which centers around a major stock buyback program and a quarterly dividend. Apple has pledged to return more than $130 billion to shareholders by the end of 2015.

Microsoft today launched a new ad targeting the MacBook Air and comparing the notebook to Lenovo's Yoga 3 Pro convertible laptop. The latest spot, which is titled "Let's Dance", features both laptops side-by-side and highlights the differences between the form and functionality of both.

Microsoft first highlights the thickness of both devices, showing that the MacBook Air is 17mm thick while the Yoga 3 Pro measures in at 13mm thick. Next, both laptops are shown in a "tablet" and "tent" position, showcasing the Yoga 3 Pro's ability to fold back while the MacBook Air is unable to do the same. Microsoft finally highlights the Yoga 3 Pro's touchscreen, which is then shown as a non-feature on the MacBook Air.

The new ad comes after Microsoft launched a new round of Surface Pro 3 ads targeting the MacBook Air in August, which showed off the tablet's versatility and power when compared to Apple's laptop. Microsoft has also released a number of ads comparing its "Cortana" virtual assistant on its Windows Phone platform to Apple's Siri virtual assistant on iOS, showing off the former's ability to integrate with a number of apps and perform contextually-aware tasks.

In a video message sent out to retail employees, Apple's Senior Vice President of Retail and Online Stores Angela Ahrendts revealed that the Apple Watch will be launching in the Spring of next year, reports 9To5Mac. The timeframe given is slightly more specific than Apple's own launch projection of "early next year", which was shared during its initial unveil of the Apple Watch back in September.

"So, again, we do - you guys were hired because you're the best people in the world. And you know how to service customers, but we are sprinting a marathon and it's not going to stop. Right? We're going into the holidays, we'll go into Chinese New Year, and then we've got a new watch launch coming in the spring."

The report also notes that Apple will be training its retail employees on how to introduce customers to the Apple Watch. Apple Retail Stores will allow customers to try on the wearable device and experience the different sizes and bands offered. The Apple Watch's presence at the company's retail stores are said to be a big emphasis for Ahrendts, who believes that sales of the device will help deepen relationships with customers.

A source briefed on Apple's plans for the Apple Watch told The Information in September that the company would be "lucky to ship it by Valentine's Day." That report stated that Apple planned to have the watch ready to ship in time for the 2014 holiday season, but had problems finishing software development in time. Hints of a delay on the software side first surfaced shortly after the device's unveiling, as members of the press who were invited to spend some hands-on time with the devices noted that none of the display units were running the actual Watch OS operating system.

While Intel's next-generation Broadwell processors for most Macs are not shipping until early 2015 or even later, the company began shipping some ultra low-power Broadwell chips known as Core M a couple of months ago. These chips are designed to run at just 4.5 watts and are intended for next-generation fanless PCs and tablets, fitting perfectly with circulating rumors of a thinner, fanless 12-inch MacBook Air, potentially with a Retina display.

The first batch of Core M chips launched in early September consisted of the 5Y10/5Y10a running at a base frequency of 800 MHz with a maximum of 2 GHz turbo, along with the more powerful 5Y70 running at 1.1 GHz with a max turbo of 2.6 GHz. But as pointed out by CPU World, Intel now appears to have quietly added several new processor options to the Core M family. Internal roadmaps had targeted an early 2015 launch for these chips, but Intel's chip database shows the new chips as having launched this quarter.

The new chips, which we understand Apple has indeed been testing with the upcoming 12-inch MacBook Air, include a new high-end 5Y71 chip running at 1.2 GHz with a max turbo of 2.9 GHz, two new mid-range chips arriving as 5Y51 and 5Y31, and a new low-end 5Y10c variant. As noted by CPU World, all of the new chips offer faster graphics than the initial batch of Core M chips, with base graphics frequencies moving from 100 MHz to 300 MHz across the board and turbo frequencies in some cases rising slightly to as high as 900 MHz.

Lenovo's Yoga 3 Pro is the first PC to take advantage of the first batch of Broadwell Core M chips, and performance has been lackluster. It is unclear, however, whether the issues are due more to Core M's limitations for the sake of power efficiency or to Lenovo's design decisions. Still, the new second batch of Core M chips appears to mark a significant step forward from the earlier versions while maintaining the same low power draw.

The launch timing of Apple's rumored 12-inch MacBook Air remains up in the air, with one rumor pointing to a likely mid-2015 launch. But with Intel moving forward on its Broadwell Core M chip lineup and perhaps accelerating its launch plans for those chips, it will be interesting to see if Apple looks to launch the new, thinner MacBook Air earlier in the year.

Apple's rumored "iPad Pro" has reportedly been in the works for some time, although the most recent rumors have indicated the company has pushed back its plans for the device as it seeks to give its manufacturing partners time to catch up to iPhone 6 Plus demand. Development work on the project is likely still continuing and a new report from Mac Otakara claims to share some new details on the device.

According to the report, the larger iPad will include a 12.2-inch display, somewhat smaller than the 12.9-inch measurement most commonly rumored for the device. Sources also indicate the device will contain speakers and microphones on both the top and bottom edges, opening the door to an improved stereo audio experience.

Product design concept seems to be based on iPad Air 2, pair of speakers and microphones will be added on top-side not only bottom’s pair. iPad Pro might be capable for supporting stereo audio.

As for thickness, the report claims the iPad Pro will not match the 6.1 mm measurement of the new iPad Air 2 but will still be quite thin, coming in around the same 7 mm mark as the iPhone 6 (6.9 mm) and iPhone 6 Plus (7.1 mm).

The report also includes a rough illustration, and while the sourcing of the illustration is unclear, it appears to show a row of holes presumably representing a speaker along the top edge of the device next to the power button.

Mac Otakara has a relatively strong (but by no means perfect) track record with Apple product rumors, most recently accurately predicting the arrival of the iPad mini 3 last month alongside a relatively specific claim of new Smart Cover and Smart Case color options that did turn out to be true. Some of the site's previous major claims that were accurate included details on redesigns for the iPod touch and iPod nano back in 2012.

With the growing popularity and declining cost of solid-state drives (SSDs) for Macs and other personal computers, users have becoming increasingly interested in putting third-party SSDs into their machines. But one issue Mac users have been running into involves support for TRIM, a system-level command that allows the operating system and the drive to communicate about which areas of the drive are considered unused and thus ready to be erased and rewritten to.

Without TRIM, writes to the drive can see significant slowdowns as the system must read and erase each block on the fly before writing new data. But unfortunately for users looking to install third-party SSDs into their machines, Apple only officially supports TRIM on Apple-branded SSDs. Workarounds such as Trim Enabler have naturally been developed to enable TRIM on non-Apple SSDs, but a new lineup of SSDs released earlier this month by Austrian firm Angelbird claims to be the first third-party SSD to support TRIM right out of the box with no need for additional software tweaking.

Exactly how Angelbird has achieved native TRIM support on Mac is unclear, as the company has not responded to requests for comment. French site MacBidouille reports [Google Translate], however, that Angelbird's SSDs appear to simply be masquerading as genuine Apple SSDs, thereby qualifying for native TRIM support. While the method appears rather questionable and likely to draw Apple's attention, the drive could still be an appealing option for users looking for the easiest possible solution for upgrading to an SSD.

OS X Yosemite has added yet another wrinkle for third-party SSD users, as the new kext signing security measure included in the new operating system means that Yosemite systems will refuse to load modified drivers such as those used by TRIM-enabling software. Cindori, the company behind Trim Enabler, is for now recommending that users interested in enabling TRIM on third-party SSDs with Yosemite disable the kext-signing check entirely. The company acknowledges that turning off this global setting is far from ideal and "for most users it will not be worth it", but for now it is the only solution.

Angelbird has not specified whether its SSDs bypass the Yosemite TRIM issues, but if the drives do indeed simply qualify as Apple SSDs due to the way the model number is presented, it is possible that native TRIM support may still function under Yosemite. Angelbird's SSD wrk lineup is available in three capacities: 128 GB, 256 GB, and 512 GB starting at an MSRP of $99.99.

A Circuit Court judge in Virginia has ruled that fingerprints are not protected by the Fifth Amendment, a decision that has clear privacy implications for fingerprint-protected devices like newer iPhones and iPads.

According to Judge Steven C. Fucci, while a criminal defendant can't be compelled to hand over a passcode to police officers for the purpose of unlocking a cellular device, law enforcement officials can compel a defendant to give up a fingerprint.

The Fifth Amendment states that "no person shall be compelled in any criminal case to be a witness against himself," which protects memorized information like passwords and passcodes, but it does not extend to fingerprints in the eyes of the law, as speculated by Wired last year.

Judge Steven C. Frucci ruled this week that giving police a fingerprint is akin to providing a DNA or handwriting sample or an actual key, which the law permits. A pass code, though, requires the defendant to divulge knowledge, which the law protects against, according to Frucci's written opinion.

The ruling stemmed from a case involving David Baust, who was accused of strangling his girlfriend. Prosecutors believed Baust may have stored video of the attack on his phone, and requested that the judge force him to unlock it. If protected by a passcode, Baust will not be required to unlock his phone under the Fifth Amendment, but if protected with a fingerprint, he could potentially be forced to unlock the device.

If Baust's phone is an iPhone that's equipped with Touch ID, it's very likely that it will be passcode locked at this point and thus protected by law. Touch ID requires a passcode after 48 hours of disuse, a restart, or three failed fingerprint entry attempts, and the device has probably been in police custody for quite some time. It is unclear if the judge's ruling will have an impact on future cases involving cellular devices protected with fingerprint sensors, as it could be overturned by an appeal or a higher court.

Nine Inch Nails frontman Trent Reznor, who serves as Chief Creative Officer of Beats Music, became an Apple employee alongside Jimmy Iovine and Dr. Dre when Apple acquired Beats back in May.

In a new interview with Billboard, Reznor revealed that he joined the company because Apple was "interested in tapping his creative energy" and that he's currently working on designing a product related to music delivery for Apple. According to Reznor, no one has hit "the right formula" when it comes to streaming music.

"I am on the side of streaming music, and I think the right streaming service could solve everybody's problems," says Reznor, who along with Ross will participate in a keynote Q&A at the Billboard/Hollywood Reporter Film & TV Music Conference being held at Universal City's Globe Theater on Nov. 5. "Ownership is waning. Everybody is comfortable with the cloud -- your documents, who knows where they are? They are there when you need them. That idea that I've got my records on the shelf doesn't feel as important even to me as it used to. I just think we haven't quite hit the right formula yet."

Reznor says his role at Apple is an evolution of his Beats role and that Apple has him designing products for the company. While he declined to go into detail, he did say that he's doing "very creative work that's not directly making music," but is instead related to music delivery. His work, he says, is "challenging" and "could have a big enough impact that it's worth the effort."

Beats was bought by Apple, and they expressed direct interest in me designing some products with them. I can't go into details, but I feel like I'm in a unique position where I could be of benefit to them. That does mean some compromises in terms of how much brain power goes toward music and creating. This is very creative work that's not directly making music, but it's around music.

Rumors have suggested that Apple plans to completely revamp Beats Music, possibly rolling it into iTunes. A rebranding is planned, and new features and a lower price could be part of the Beats Music redesign. It's possible that Reznor, who says he's working on the streaming music side of things, is helping decide on the direction Apple's streaming music service will take. Apple may be planning to unveil its revamped music subscription service and new branding as early as February, ahead of the 2015 Grammy Awards.

Reznor's full interview, which also includes tidbits on his early life, his interest in movies, his work on Gone Girl, comments on U2's "Songs of Innocence" iTunes release, and more, can be read at Billboard.

Microsoft today announced the immediate launch of a new Outlook for Mac for Office 365 users, bringing a new look and a number of improvements as leaked earlier this week.

The new Outlook for Mac includes:

- Better performance and reliability as a result of a new threading model and database improvements.
- A new modern user interface with improved scrolling and agility when switching between Ribbon tabs.
- Online archive support for searching Exchange (online or on-premises) archived mail.
- Master Category List support and enhancements delivering access to category lists (name and color) and sync between Mac, Windows and OWA clients.
- Office 365 push email support for real-time email delivery.
- Faster first-run and email download experience with improved Exchange Web Services syncing.

Office 365 subscribers can access the new Outlook for Mac through their account pages, while subscribers who already have Outlook for Mac 2011 suite installed on their machines should follow these instructions for moving to the new Outlook for Mac.

Microsoft also provided an update on the next full version of Office for Mac, noting that development on the suite had been pushed back from its usual schedule due to Microsoft's work on prioritizing mobile and cloud development. The latest roadmap for Office for Mac, which includes Word, Excel, PowerPoint, and OneNote includes a public beta launching in the first half of 2015 and a final release coming in the second half of the year. Both Office 365 and perpetual license versions will launch in the same timeframe. Some details on the next Office for Mac were also leaked earlier this week.

Apple design chief Jony Ive on Thursday was honored by the San Francisco Museum of Modern Art in an event that celebrated Ive's 2014 Bay Area Treasure Award. The award, bestowed by the Modern Art Council (MAC), recognizes creative individuals who have influenced visual culture.

"Ive is our generation’s most innovative and influential figure in the field of industrial design—no other design mind has done more to transform the way we visualize and share information," said SFMOMA Director Neal Benezra. "SFMOMA was the first museum on the West Coast to establish a department of architecture and design, and we’re thrilled to celebrate Ive’s revolutionary achievements."

Speaking during the award ceremony, Ive commented on the Apple Watch and the challenge of designing Apple's first smartwatch product in a series of comments reported by The Wall Street Journal.

"Even though Apple Watch does so many things, there are cultural, historical implications and expectations," Ive said. "That’s why it’s been such a difficult and humbling program."

Ive also emphasized the dilemma of developing a product that would mean different things to different people. Adding to the complexity of the design is the device itself, which is used only casually by its owners.

"As soon as something is worn, we have expectations of choice," said Ive. Only "in prison," he joked, do people all wear the same thing."

Ive's strict focus on his design work was also revealed in the interview when he admitted he didn't know the details of Apple's most recent financial results.

“I honestly don’t know the numbers,” said Ive. “But I know they are high.”

The Bay Area Treasure Award is one of several awards given to Ive in recent years. The Apple designer was the recipient of a National Design Award for the iPhone in 2007 and a team-issued 2012 Design and Art Direction award. He also was made a Knight Commander of the Order of the British Empire in a ceremony held in 2012.