MacRumors

Apple may consider shifting even more of its iPhone production balance towards the iPhone 6 Plus due to higher than expected demand for the larger phone in China, reports Digitimes. The iPhone 6 and the iPhone 6 Plus launched in China last Friday following a successful week of pre-orders, as the report notes that consumers have shown a strong preference for the larger device.

As a result, Apple may be forced to shift more production capacity to the 5.5-inch model, said the sources, adding that the iPhone 6 and iPhone 6 Plus supply ratio is likely to change to 55:45 from 70:30 or 65:35 set originally.

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Earlier this month, it was also reported that Apple was looking to shift iPhone production balance towards the iPhone 6, while another report claimed that the iPhone 6 Plus may event account for up to 60 percent of total future iPhone 6 device shipments.

During yesterday's Q4 2014 earnings call, Apple CEO Tim Cook stated that demand for the iPhone 6 and 6 Plus was "far outstripping" supply despite a satisfactory production ramp-up. Supplies for the iPhone 6 and iPhone 6 Plus have remained tight since the launch of both devices last month, as new iPhone 6 orders still show a shipping estimate of 7-10 business days while the iPhone 6 Plus is still showing a shipping delay of 3-4 weeks.

Related Forum: iPhone

Earlier today, Apple released iOS 8.1 which introduced number of new features to iOS and Yosemite. One of the anticipated features was SMS Text Message Forwarding, which allows SMS messages received by your iPhone to be mirrored on your iPad or Mac running OS X Yosemite.

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Several of our forum members had difficulty activating the feature, as the required activation code would never appear on their Macs or iPads.

MacRumors reader Michael wrote in with this solution which requires an email address to be activated in iMessage:

...you need to have your email address turned on for iMessage on your iPhone in order to enable Text Message Forwarding. If you don't, the numeric access code will not appear on your iPad or Mac during the setup process. As soon as you enable your email address for iMessage (you only need to do this on your iPhone) the numeric access codes appear as expected. Once you have text message forwarding setup you can disable your email address again in iMessage as it seems to only be necessary for the numeric access code setup step, not the actual text message forwarding itself.

MacRumors was able to verify this scenario and found that an email address does indeed have to be active on your iPhone for the activation message to properly be sent. In our testing, SMS messages were still received after the email address was removed from iMessage. The setting to add your email address to iMessage is under Settings -> Messages -> Send & Receive. Note, you may have to wait a few moments after adding an email address before the activation code will send.

Tag: iOS 8.1
Related Forum: iOS 8

iFixIt has conducted its teardown of the brand new Mac mini, finding that the new device is more difficult to open than previous models. They've also discovered that the RAM is soldered onto the machine, which was first discovered late last week.

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The team found that gaining entry into the new desktop is more difficult than previous models. Instead of a twistable bottom cover, the new Mac mini requires a plastic opening tool to pop off the cover. Underneath that is a new solid door that blocks easy access to the RAM and fan. The door uses what iFixIt calls "the smallest Torx Security screw" they've ever seen, requiring their tool design team to prototype a new screwdriver to open the desktop.

Inside, the Mac mini now sports a new AirPort card that connects straight to a PCIe slot rather than via a cable. Unlike past Mac minis, the new version only contains one SATA port. Previously, Mac mini users could upgrade their desktops with an extra hard drive. However, iFixIt notes that there is an extra socket that could potentially be used for a SSD blade via a PCIe cable. Oddly, the new Mac mini's power supply is identical to both the 2012 and 2011 models.

Finally, iFixIt gave the new Mac mini a repairability score of 6 out of 10, which is a worse score than the 2012 Mac mini's 8 out of 10. Although disassembly is straight forward, the team noted that the presence of Torx security screws and soldered on RAM made it more difficult to repair than previous models.

Related Roundup: Mac mini
Buyer's Guide: Mac Mini (Don't Buy)
Related Forum: Mac mini

attheballpark.pngKauffman Stadium in Kansas City and AT&T Park in San Francisco will accept the new Apple Pay mobile payments program beginning tomorrow with Game One of the World Series in Kansas City.

Fans who attend games at the two participating stadiums will be able to use Apple Pay to purchase food and beverages at concession stands, thanks to a partnership between MLB Advanced Media and MasterCard.

We thank MasterCard for its great involvement in bringing another simple and secure mobile technology to baseball fans," said Noah Garden, EVP, Revenue, MLBAM. "Introducing this service underscores the importance of our on-going commitment to mobile innovations at Major League Baseball ballparks. Being able to build reliable, convenient and authentic technologies on their personal devices is no longer a nice-to-have option for fans. It's central to their experiences."

Enabled today through the iOS 8.1 update, Apple Pay is Apple's new mobile payments service that is accepted at any retail location that supports NFC-based contactless payments. Apple Pay can also be used within select apps that support the Apple Pay API, allowing physical purchases to be made with a single tap.

Major League Baseball is an Apple Pay app partner, which means Apple Pay is being built into the At the Ballpark app. When single-game tickets for the 2015 Major League Baseball season go on sale in November, Apple Pay users will be able to purchase tickets with a single tap using the payments service.

Major League Baseball was also one of Apple's first iBeacon partners, rolling out thousands of iBeacons at a range of different stadiums ahead of Opening Day in 2014.

The MLB At the Ballpark app can be downloaded for free from the App Store. [Direct Link]

Related Roundup: Apple Pay

Following the release of OS X Yosemite with new Spotlight Suggestions, some users noted that Apple's Spotlight privacy policy began offering a warning letting users know that search terms were being uploaded to Apple's servers, with some of the info being forwarded to Microsoft's Bing search engine.

The search terms were being shared with Apple in order to enable Spotlight's new capabilities, which include searching sources like the Mac App Store, Wikipedia, and the web.

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When you use Spotlight, your search queries, the Spotlight Suggestions you select, and related usage data will be sent to Apple. Search results found on your Mac will not be sent. If you have Location Services on your Mac turned on, when you make a search query to Spotlight the location of your Mac at that time will be sent to Apple. Searches for common words and phrases will be forwarded from Apple to Microsoft's Bing search engine.

While Apple noted directly within Yosemite's Spotlight preferences that the search terms were collected only to improve Spotlight Searches and directed users to turn off Spotlight Suggestions and Bing Web searches in System Preferences if they didn't want their data uploaded, the issue still received quite a bit of attention over the course of the weekend, with one developer even uploading a Python script to prevent Apple from collecting data.

Apple has now given a statement on Spotlight Suggestions to iMore, stating that the company is "absolutely committed" to protecting user privacy and that Spotlight Suggestions minimizes the information that's sent to Apple.

"We are absolutely committed to protecting our users' privacy and have built privacy right into our products," Apple told iMore. "For Spotlight Suggestions we minimize the amount of information sent to Apple. Apple doesn't retain IP addresses from users' devices. Spotlight blurs the location on the device so it never sends an exact location to Apple. Spotlight doesn't use a persistent identifier, so a user's search history can't be created by Apple or anyone else. Apple devices only use a temporary anonymous session ID for a 15-minute period before the ID is discarded.

"We also worked closely with Microsoft to protect our users' privacy. Apple forwards only commonly searched terms and only city-level location information to Bing. Microsoft does not store search queries or receive users' IP addresses.

"You can also easily opt out of Spotlight Suggestions, Bing or Location Services for Spotlight."

As Apple says in the statement that it gave to iMore, users that are concerned about their data being uploaded to Apple's servers can easily disable the new features by going to System Preferences --> Spotlight and unchecking both the boxes for "Spotlight Suggestions" and "Bing Web Searches."

Along with offering users its privacy policy directly in the System Preferences app under "About Spotlight Suggestions & Privacy," Apple has also updated its iOS 8 Privacy website to make it clear that limited user data is collected and that the data the company does acquire is obscured by an anonymous identifier.

Introduced with iOS 8 and OS X Yosemite, Spotlight Suggestions allow Apple's Spotlight feature to give users search suggestions from sources like Wikipedia, the iTunes Store, and Maps. For example, it's now possible to search for an app in the Mac App Store using Spotlight, or look for a specific term on Wikipedia without needing to access Safari or another web browser.

iOS 8.1, released to the public earlier today, included Apple Pay support as its most notable feature, but it also brought several other updates to the mobile operating system, including iCloud Photo Library. With iOS 8.1, the iCloud Photo Library beta is now available to all iOS 8 users, as is a new iCloud Photos app that can be found within iCloud.com.

First introduced during WWDC, iCloud Photo Library stores all of the photos and videos that a user takes in iCloud, making them available on the iPhone, iPad, iPod touch, and Macs through iCloud.com. It will also work with the Photos app that Apple is creating for the Mac, which is expected in early 2015.

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iCloud Photo Library. You’re never without your camera. Now you’ll never be without your photos. Every photo and video you take now lives in iCloud — giving you the freedom to access your library from any device, anytime you want. So you can view a photo from last week or last year no matter where you are.

iCloud Photo Library is designed to keep all of a user's photos synced on all of their devices at all times. When an image is edited on an iOS device in the Photos app with Apple's built-in editing tools, those changes are immediately uploaded to iCloud and visible on other devices right away.

iCloud Photo Library is also designed to free up valuable storage space on iOS devices. Full high-resolution photos and videos are stored in the cloud, while smaller versions of the images are displayed on devices, taking up far less storage space. iCloud Photo Library uses the iCloud storage space of each user, with 20GB of storage space available for $0.99 per month. Apple's iCloud storage plans go up to 1TB, which is priced at $19.99 per month.

iCloud Photo Library can be enabled on iOS devices in the Settings app by going to iCloud > Photos and toggling on "iCloud Photo Library." The Settings app also lets users choose whether to optimize iPhone storage or download and keep original full-sized photos on their devices.

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Once iCloud Photo Library is enabled, images and videos stored on iOS devices will be automatically uploaded to the cloud. They can be viewed as usual within the Photos app for iOS, and on the web, they can be viewed through the new iCloud Photos app on iCloud.com.

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In the iCloud Photos app, users can perform several actions that are also available in the iOS version of the Photos app. Images can be favorited, which sends them to a special "Favorites" album, they can be downloaded in full resolution, or deleted, which removes the photos from iCloud Photo Library on all devices. From the main "Moments" view, it's also possible to click on the "Select Photos" option to delete or download multiple images at once.

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iCloud Photo Library does not appear to be working flawlessly at the current point in time, which is likely why it's still given "beta" status. In MacRumors own testing, deleting some photos from the iCloud Photos app did not delete the photos from the iPhone 6 Plus they were taken on. A later sync even returned the photos to iCloud.com.

While iCloud Photo Library was available to developers during the iOS 8 beta testing period, Apple opted to pull it from the iOS 8 golden master ahead of iOS 8's public release and demote it to beta status.

The reason behind iCloud Photo Library's removal from the release version of iOS 8 was unclear, but it is possible Apple delayed the release in light of the negative press iCloud received in early September due to the celebrity photo leak.

With Apple having taken significant steps to bolster the security of iCloud, adding two-step verification and sending security emails when changes are made to iCloud or a device is restored, the company appears ready to let the public have full access to the new photo storage feature.

Tag: iOS 8.1
Related Forum: iOS 8

Apple CEO Tim Cook commented on the balance between supply and demand for the iPhone 6 and iPhone 6 Plus during today's earnings call, stating that demand is far outstripping supply despite a satisfactory production ramp-up. Cook noted that available data makes it unclear as to when supply will catch up with demand, and that the company was "not close" to having a balance between supply and demand at the end of Q4 2014.

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Supplies for the iPhone 6 and iPhone 6 Plus have remained tight since the launch of both devices last month, as new iPhone 6 orders still show a shipping estimate of 7-10 business days while the iPhone 6 Plus is still showing a shipping delay of 3-4 weeks. It is worth noting that the iPhone 6 has been mostly available at Apple's own stores and other retail locations, while the iPhone 6 Plus has a constrained supply in-store.

According to a report by The Wall Street Journal, Apple delayed plans to mass produce the larger 12.9-inch iPad in order to shift its resources towards the iPhone 6 Plus as it has remained unsatisfied with the production output from its suppliers for its larger iPhone. A report from earlier this month also stated that the company is shifting its production balance towards the iPhone 6 Plus which may gradually improve its supplies of the larger phone.

Related Forum: iPhone

During today's fiscal fourth quarter earnings call, Apple CEO Tim Cook said that "obviously" the company is working on new products, but that he was going to keep things in the "cone of silence."

I'm not sure what to say. I'm not going to give any hints. We look at a lot of different things and we're fortunate to have a lot of creative people here that want to change the world and have a lot of great ideas.

Cook went on to say that Apple's "creative engine" had never been stronger and the company had never been more passionate, as evidenced with Apple's recent launches of Apple Pay and Apple Watch. Apple Pay, said Cook, is "classic Apple," with the company taking something old and outdated and focusing on making something "very elegant."

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Cook also extolled the virtues of Continuity, which allows Macs and iOS 8 devices to integrate in new and innovative ways. "Use your imagination and think about where Continuity goes," said Cook. He went on to say that it would be "incredibly important" going forward for customers.

Cook said that Apple's investors should look at what Apple's done and what it has delivered, along with the skills of the company. Apple is the "only company on the planet" that has the ability to integrate hardware and software at a "world class level" according to Cook, but the company always has "more ideas than resources" to deal with. He also said as a personal investor, he "feels great" about products that are coming up in 2015.

While Cook declined to mention what products Apple might be working on, rumors have suggested the company has several new devices in the works that could significantly boost future sales, including a 12-inch Retina MacBook Air and a 12.9-inch iPad, dubbed the "iPad Pro" by the media.

Related Forum: MacBook

Apple today announced during its earnings call that it sold 5.5 million Macs in the fourth fiscal quarter of 2014, which is the highest quarter ever for Mac sales. The 5.5 million Macs sold is up almost 1 million year-over-year and represents a 21% growth from 2013, creating $6.6 billion in sales. The company also noted that it sold a total of 19 million Macs for all of fiscal 2014, saying that sales were particularly strong for the MacBook Pro and the MacBook Air. retina-imac-27
Apple launched updated models for nearly all of its Macs in 2014, aside from the redesigned Mac Pro which was released last year. The MacBook Air was updated in April and brought a price reduction along with slightly faster Haswell processors, while the MacBook Pro saw a minor update in July which also brought Haswell and Crystal Well processors that improved battery life. Last week, Apple launched a new 27-inch iMac with a high-resolution "Retina 5K" display, and updated the Mac mini for the first time in three years with Haswell processors and new Intel HD Graphics.

The company is also rumored to be working on a new 12-inch MacBook, which will feature a new ultra slim design and a high-resolution Retina display. Reports have suggested that the new MacBook will come in the iPhone color variants of Silver, Gold, and Space Gray, and will integrate fan-less internals with a Broadwell-Y low-power Core M processor along with the possible adoption of USB Type C. The 12-inch MacBook is said to be launching in mid-2015.

During today's fourth quarter earnings call, Apple CEO Tim Cook announced that Apple purchased 20 companies over the course of 2014, including seven companies during the fiscal fourth quarter. Of the 20 companies purchased, some remain known, but many remain unknown.

Apple's biggest purchase of fiscal 2014 was Beats Electronics, which the company bought for $3 billion in May. With the acquisition, it gained Beats popular line of headphones, the Beats Music music service, and it took on Jimmy Iovine and Dr. Dre, aka Andre Young, as executives.

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Other recent known acquisitions in fiscal 2014 include iPad-publishing platform Prss, book recommendation platform BookLamp, radio streaming app Swell, social recommendation service Spotsetter, and low-power display company LuxVue.

Last quarter, Apple announced that it had acquired 30 companies thus far in fiscal 2014, which brings the total number of acquisitions since last October up to approximately 37. While some of those acquisitions were known, many of Apple's acquisitions were kept quiet, going under the radar.

The technology from Apple's acquisitions will undoubtedly make its way into future products and updates, and details on its acquisitions may become apparent over time.

Earlier this year, Apple CEO Tim Cook said Apple was "on the prowl" for additional companies to acquire and that Apple is always looking at acquisition space to avoid letting "money burn a hole in our pocket."

itunes.jpgDuring its financial results call covering the fourth fiscal quarter (third calendar quarter of 2014), Apple shared details on the success of its iTunes Store, which has become an increasingly important revenue source for the company in recent years, mainly due to the ever-growing popularity of the App Store.

$4.6 billion in revenue marks Apple's most successful iTunes quarter ever, up $2 billion from last year, and its $18 billion in revenue for 2014 is $2b higher than last year's $16 billion in total iTunes revenue.

According to Apple CEO Tim Cook, Apple hit an all time high in App Store revenue, with growth of 36 percent compared to Q4 2013. Apple has seen cumulative app downloads of 85 billion, up 10 billion since July. Along with "tremendous" growth in the App Store, the iTunes Store saw all-time record billings, up 22 percent year over year.

Overall, Apple posted revenue of $42.1 billion and a net quarterly profit of $8.5 billion, or $1.42 per diluted share, compared to revenue of $37.5 billion and net quarterly profit of $7.5 billion ($1.01 per diluted share) in the year-ago quarter.

Apple's iPad sales are down for the third straight quarter according to the company's earnings for its fourth fiscal quarter of 2014, selling a total of 12.3 iPads which is down from 14.1 million units in the year-ago quarter. The company has sold 68 million iPads in 2014 and has sold 237.5 million iPads total. The news comes after the company announced its new iPad Air 2 and iPad mini 3 last week at its special media event.

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Earlier this year, Apple CEO Tim Cook commented that the drop in iPad sales over the past two quarters was just a "speed bump" for Apple. In the company's third-quarter earnings call, Cook highlighted overall sales of more than 225 million iPads since the device launched in 2010 and suggested the tablet market as a whole was still "in its infancy." The CEO also stated at the time that "significant innovation could be brought to the iPad" ahead of this year's new iPad releases.

The new iPad Air 2 and iPad mini 3 will go on sale this week, although the company focused primarily on the former at its event. The iPad Air features a faster A8X processor, a Touch ID fingerprint sensor, a profile that is just 6.1 mm thick, and a new gapless laminated display that produces sharper images. Meanwhile, the iPad Mini 3 includes a few changes aside from the Touch ID home button and a new gold color option.

Apple is also said to be preparing to launch a new 12.9-inch iPad Pro early next year, although some reports have claimed that mass production of the larger tablet has been put on hold to shift resources towards iPhone 6 plus production. The display of the larger tablet will reportedly near ultra high-definition quality and will likely ship with the faster A8X processor.

Related Roundups: iPad, iPad mini
Related Forum: iPad

Apple LogoApple today announced financial results for the third calendar quarter and fourth fiscal quarter of 2014. For the quarter, Apple posted revenue of $42.1 billion and net quarterly profit of $8.5 billion, or $1.42 per diluted share, compared to revenue of $37.5 billion and net quarterly profit of $7.5 billion, or $1.01 per diluted share in the year-ago quarter.

Gross margin for the quarter was 38 percent compared to 37 percent in the year-ago quarter, with international sales accounting for 60 percent of revenue. Apple also declared an upcoming dividend payment of $0.47 per share, payable on November 13 to shareholders of record as of November 10. The company currently holds $155.2 billion in cash and marketable securities.

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For the full fiscal year, Apple generated $182.8 billion in sales, a new record for the firm, with $38.5 billion in net income. In fiscal 2013, Apple made $35 billion on $170.9 billion in sales. In 2014, Apple sold 18.9 million Macs and just shy of 14.4 million iPods, its lowest total for that category since 2004.

It sold a record 169.2 million iPhones on the year, up 150 million from 2012, and the company has now sold more than 590 million smartphones in total. It sold 68 million iPads in 2014 and the company has now sold 237.2 million tablets.

"Our fiscal 2014 was one for the record books, including the biggest iPhone launch ever with iPhone 6 and iPhone 6 Plus,” said Tim Cook, Apple’s CEO. “With amazing innovations in our new iPhones, iPads and Macs, as well as iOS 8 and OS X Yosemite, we are heading into the holidays with Apple’s strongest product lineup ever. We are also incredibly excited about Apple Watch and other great products and services in the pipeline for 2015.”

Apple's guidance for the first quarter of fiscal 2015 includes expected revenue of $63.5-66.5 billion and gross margin between 37.5 and 38.5 percent.

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Apple will provide live streaming of its fiscal Q4 2014 financial results conference call at 2:00 PM Pacific, and MacRumors will update this story with coverage of the conference call highlights.

Archive of Live Updates in Reverse Chronological Order

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With Apple Pay enabled through an update to iOS 8.1 earlier today, users are now able to use Apple's payments service in a variety of retail locations. Apple's Apple Pay launch partner McDonald's is one location that's already accepting Apple Pay payments, as demoed in the video below.

Making an Apple Pay purchase is so simple that giving a food order becomes the most lengthy part of the ordering process. As seen in the video created by YouTube user John Ross, McDonald's payment systems are set up to accept contactless payments.

Ross, who is using an iPhone 6 with iOS 8.1 installed, makes his order and then his credit card (stored within Passbook) opens automatically as he nears the payment terminal. While holding a finger on the Touch ID fingerprint sensor, he holds his phone near the point-of-sale system to make the payment for the food. It takes a couple of tries as the cashier appears to forget to press a button, but once a payment is ready to be accepted, it took only seconds for Ross to make the payment.


After the payment was accepted by McDonald's, the Passbook screen displayed a check mark and there was a confirmation beep to let Ross know his payment had gone through. The transaction data was also displayed directly on the Passbook screen after payment was made.

During the transaction, at no point did the cashier see Ross's card or his name, and his card number (replaced with a unique Device Account Number in Passbook) was not stored by McDonald's, keeping the transaction completely private.

Apple Pay is limited to the iPhone 6 and iPhone 6 Plus in retail locations as it requires the NFC chip built into those devices to function. The iPhone 6 and 6 Plus along with the iPad mini 3 and the iPad Air 2 will be able to make purchases in participating apps, however, and when it is released, the Apple Watch will be able to be used in retail stores to make Apple Pay payments.

Related Roundup: Apple Pay

With the release of Yosemite, Apple introduced a public beta test for the first time, allowing more than a million consumers to sign up for and participate in the Yosemite beta. In past years, beta testing new Mac software has been left up to developers and a select number of Apple Seed members.

It appears that Apple found Yosemite's public beta testing to be successful, as the company today sent out an email that suggests it will continue to offer public beta tests for OS X software in the future. In an email that thanks Yosemite testers, Apple says that members of the OS X Beta Program will continue to be offered beta versions of OS X software updates.

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Thanks for participating in the OS X Yosemite Beta Program. As you know, OS X Yosemite brings an elegant redesign, continuity features for using your Mac, iPhone, and iPad together, and major enhancements to the apps you use every day. And it's now available for free from the Mac App Store.

Please install the release version of OS X Yosemite. As a member of the OS X Beta Program, you will continue to be offered beta versions of OS X software updates on any Mac that you installed the beta on. However, if you prefer to stop receiving beta updates, please click here.

Over the course of the beta testing period, Apple seeded six separate public betas to beta testers. While public beta testers received fewer updates than developers early on, towards the end of the beta testing period, updates became more frequent and the final beta that was sent out mirrored the third golden master sent to developers.

It is unclear if Apple will seed minor OS X updates to the beta testing public, or if the next major public beta test will come in 2015 with the release of the next-generation OS X 10.11 Mac operating system.

While Apple Pay will work in any store that accepts contactless payments, Apple has partnered up with several retailers for the launch of Apple Pay, to ensure the mobile payment service will work smoothly in those locations. In retail stores, only iPhone 6 and 6 Plus users can take advantage of Apple Pay, as payments require NFC.

Retail partners that will begin accepting Apple Pay payments today or in the immediate future include Aeropostale, Babies R Us, BJ's Wholesale Club, Bloomingdales, Champs, Chevron, DuaneReade, Foot Locker (including Lady Footlocker, Run by Footlocker, Kids Footlocker, and House of Hoops), FootAction, Macy's Nike, Office Depot, Petco (and Unleashed), Radioshack, Six:02, Sports Authority, Texaco, Toys R Us, Walgreens, and of course, Apple's own retail stores.

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Fast food locations now accepting Apple Pay include McDonald's, Subway, and Panera Bread, while grocery stores accepting the payments service include Wegmans and Whole Foods Market.

Apple Pay can also be used within apps on devices that support Touch ID, which includes the iPhone 6, the iPhone 6 Plus, and Apple's upcoming iPad mini 3 and iPad Air 2. Apple's iPhone 5s does not appear to be compatible according to the Apple Pay website, even though it has Touch ID. Over the weekend, Apple's iTunes chief Eddy Cue said that he expects most initial Apple Pay transactions to take place within apps.

Apple's app launch partners, which will begin accepting Apple Pay payments through app updates going out today, include AirBnB, Chairish, Disney Store, Fancy, Groupon, Hotel Tonight, Houzz, Instacart, Lyft, MLB.com, OpenTable, Panera Bread, Spring, Staples, Target, Tickets.com, and Uber. Apple's own Apple Store app now accepts Apple Pay payments as well.

Apple Pay updates for the above listed apps should be trickling out beginning today now that Apple Pay is live. Bank apps are also being updated with Apple Pay support, and Capital One and Navy Federal Credit Union have already launched apps with Apple Pay updates.

Related Roundup: Apple Pay

Now that iOS 8.1 has been released to the public, we're getting our first look at what Apple Pay looks like on the iPhone 6 and the iPhone 6 Plus. Apple Pay isn't immediately obvious when iOS 8.1 is installed -- users will need to open up Settings or Passbook to see various Apple Pay features.

The initial setup for Apple Pay can be done through Passbook. Tapping the "+" icon in Passbook will allow users to add a card. If a card is already associated with an iTunes account, users can tap choose to use that card, or enter another one using the camera.

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The camera roll will capture a card number, expiration date, and user's name, requiring the security code on the card to verify the number with the bank.

The verification process takes just a few seconds for most cards that are currently working with Apple Pay, after which the card can immediately be used for purchases. Some cards require additional verification steps, such as phone calls and emails. All cards stored in Passbook will be stacked on top of each other in Passbook's traditional style, with tap pulling a specific card to the forefront of the app.

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Apple Pay's neatest features are buried in the Settings menu, located under the new "Passbook and Apple Pay" section. Each credit card listed added to Passbook is listed here, along with Transaction Defaults like billing address, shipping address, email, and phone number.

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Tapping on one of the cards provides specific information about the card, allowing users to see the last digits of the card number, the last digits of the Device Account Number that replaces the card number in transactions, and it also provides contact information for the bank behind the card, as well as an app download.

Each card also includes a list of recent transactions that have been made, and with some cards, transactions made in stores that don't support Apple Pay will be listed right alongside Apple Pay transactions. This settings area is also where a card can be removed from Apple Pay.

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After being set up, Apple Pay can be used within stores and within participating apps to make purchases with a single touch. When in a store, making a purchase is as simple as holding an iPhone 6 or 6 Plus near a contactless payment terminal with a finger on Touch ID, can be seen in the demo video below from The Verge.


According to Apple, Apple Pay will work with more than 200,000 stores that support contactless payments, and it has partnered with several retailers like Walgreens, Macy's, and Whole Foods to ensure support in those locations. Apple Pay also works for purchases made in participating apps like Uber, Starbucks, and Apple's own Apple Store app.

Related Roundup: Apple Pay

applestorenewiconApple today updated its Apple Store app, adding support for Apple Pay, which was enabled with the recently released iOS 8.1 update. Following the update, users will be able to use their iPhones to make purchases in the Apple Store app that are verified with a simple finger on Touch ID.

In-app Apple Pay purchases are available for iPhone 6, and iPhone 6 Plus users. When the iPad mini 3 and iPad Air 2 are available, those devices will also be able to use Apple Pay within apps thanks to the addition of Touch ID. While all devices with Touch ID can app purchases for physical goods using Apple Pay, retail purchases will be limited to iPhone 6 and 6 Plus users, as those devices support NFC.

Along with the Apple Store app, several other apps should be receiving updates in the very near future to allow them to work with Apple Pay. Apple has several app launch partners including Starbucks, Uber, Groupon, Target, and more.

The Apple Store app can be downloaded from the App Store for free. [Direct Link]

Related Roundup: Apple Pay