Apple Announces New Klarna and PayPal Integrations for Apple Pay on iOS 18

In June, Apple discontinued its "buy now, pay later" service called Apple Pay Later, which let qualifying customers split a purchase made with Apple Pay into four equal payments over six weeks, with no interest or fees. Instead, Apple said customers in the U.S. would be able to apply for loans from select other "buy now, pay later" services when they check out with Apple Pay on the web and in apps on iOS 18 and iPadOS 18.

Apple Pay Klarna
Affirm payment plans have been available through Apple Pay since last month, and competing service Klarna announced that it is integrating with Apple Pay in the U.S. and the U.K. starting today, and in Canada in the coming months.

iOS 18 and iPadOS 18 users can select "Other Cards & Pay Later Options" when checking out with Apple Pay to access payment plans available from Klarna and Affirm. For example, Klarna offers an interest-free "Pay in 4" payment plan for purchases totaling between $35 and $2,000, which is similar to what Apple Pay Later offered.

Apple also announced an upcoming integration with PayPal.

Starting next year, customers in the U.S. will be able to see their PayPal balance when using their PayPal debit card in the Wallet app on the iPhone, according to Apple.

Related Roundups: Apple Pay, iOS 18, iPadOS 18

Popular Stories

Generic iOS 19 Feature Mock Light

iOS 19 Will Bring Biggest Design Overhaul Since iOS 7

Monday March 10, 2025 12:17 pm PDT by
Apple is planning for a major design overhaul of the iPhone, iPad, and Mac interfaces with the introduction of iOS 19, iPadOS 19, and macOS 16 later this year, reports Bloomberg. The update will "fundamentally change" the look of Apple's operating system, introducing a more consistent cross-platform experience. Apple plans to update the style of icons, menus, apps, windows, and system...
ios 18 4 carplay

Apple Upgrades CarPlay in Two Ways

Wednesday March 12, 2025 6:05 am PDT by
The upcoming iOS 18.4 update for the iPhone includes a smaller but meaningful improvement for Apple's in-car iPhone mirroring system CarPlay. Specifically, CarPlay now shows a third row of icons, up from two rows previously. However, this change is only visible in vehicles with a larger center display. For example, a MacRumors Forums member noticed the change in a Toyota Tundra with a...
Apple One Apps Feature 2

Apple One's Best Plan Now Includes Two More Perks For Free

Monday March 10, 2025 6:40 am PDT by
Apple One allows you to subscribe to up to six Apple services for one discounted monthly price. There are three Apple One tiers: Individual, Family, and Premier. Over the last month, the highest-end ‌Apple One‌ Premier plan has gained two additional perks. Here is what Apple One Premier already included, for $37.95 per month:Apple Music Apple TV+ Apple Arcade Apple News+ Apple Fitness+...
airpods pro 2 gradient

AirPods Pro 3 Launch Now Just Months Away: Here's What We Know

Tuesday March 11, 2025 3:26 am PDT by
Despite being released over two years ago, Apple's AirPods Pro 2 continue to dominate the wireless earbud market. However, with the AirPods Pro 3 expected to launch in 2025, anyone thinking of buying Apple's premium earbuds may be wondering if the next generation is worth holding out for. Apart from their audio and noise-canceling performance, which are generally regarded as excellent for...
iOS 18

12 New Things Your iPhone Can Do in iOS 18.4

Monday March 10, 2025 9:28 am PDT by
Apple is set to release iOS 18.4 in early April, bringing further refinements to Apple Intelligence features, a neat new capability to iPhone 15 Pro devices, new emoji, and more. While not quite as packed with new features as Apple's preceding iOS 18 point releases, iOS 18.4 still introduces enhancements that aim to make your iPhone smarter and more intuitive. Below, we've listed 12 new...
iphone 17 mockups idevicehelp

Video Shows iPhone 17 Mockups Based on 'Internal Documents'

Monday March 10, 2025 4:41 am PDT by
YouTuber iDeviceHelp on Friday posted a video that shows off mockups of Apple's forthcoming iPhone 17 models that are purportedly based on "internal documents." We're sharing the video here since it was made in collaboration with leaker Majin Bu, who last month published similar iPhone 17 renders that were widely corroborated by separate leakers with links to Apple's Chinese supply chain....
iOS 18

iOS 18.3.2 Update Coming Soon for iPhones

Monday March 10, 2025 7:25 am PDT by
Apple employees are internally testing iOS 18.3.2 for iPhones, according to our website's visitor logs, which have been a reliable indicator of upcoming iOS versions. The software update should be released in the next week or two. iOS 18.3.2 will be a minor update that addresses software bugs and/or security vulnerabilities. Don't expect any new features. iOS 18.3.2 will be an interim...
iOS 18

Apple Releases iOS 18.3.2 With Bug Fixes

Tuesday March 11, 2025 10:33 am PDT by
Apple today released iOS 18.3.2 and iPadOS 18.3.2, minor updates for the iOS 18 and iPadOS 18 operating systems that came out last September. iOS 18.3.2 and iOS 18.3.2 come a month after Apple released iOS 18.3.1 and iPadOS 18.3.1. The new software can be downloaded on eligible iPhones and iPads over-the-air by going to Settings > General > Software Update. According to Apple's release...
Apple Maps vs Google Maps Feature

iOS 18.4 Adds a Highly-Requested Setting to iPhones — But Not in U.S.

Wednesday March 12, 2025 1:05 pm PDT by
iPhones are finally getting a much-requested setting, but availability is limited. The upcoming iOS 18.4 update introduces an option to set a default navigation app, other than Apple Maps, but unfortunately this new setting is limited to users in the EU. There, you can now set an app like Google Maps or Waze as your default navigation app on the iPhone by opening the Settings app and tapping ...

Top Rated Comments

jooish Avatar
21 weeks ago
Reminder: PayPal is a terrible company. There are countless stories of them freezing user funds for things that aren't illegal. There's practically no reason to use them anymore. Also, buy now and pay later services can be predatory... even if it's 0% interest (it isn't).
Score: 10 Votes (Like | Disagree)
Will Tisdale ? Avatar
21 weeks ago
Avoid Klarna like the plague. I made the mistake of using them once.

As soon as they get your email address they pester you to death with payment reminders (even if it’s all done automatically), direct debit amount reminders, reminders that you have a zero balance, reminders that you have nothing to pay this month and all sorts of other annoying crap.

And they won’t let you opt out of them as they state they are essential (which they aren’t).
Score: 7 Votes (Like | Disagree)
2540497 Avatar
21 weeks ago
If you live in the UK NEVER USE KLARNA.

You wave goodbye to your chargeback and section 75 rights.
Score: 5 Votes (Like | Disagree)
d686546s Avatar
21 weeks ago

Reminder: PayPal is a terrible company. There are countless stories of them freezing user funds for things that aren't illegal. There's practically no reason to use them anymore. Also, buy now and pay later services can be predatory... even if it's 0% interest (it isn't).
That may be the case if you're receiving a lot of money on PayPal, but as a payment service that shouldn't be an issue.

I prefer to use ApplePay, but not everyone offers it and I then often prefer to use PayPal rather than handing out my debit/credit card information on the internet.
Score: 3 Votes (Like | Disagree)
Mrkevinfinnerty Avatar
21 weeks ago

Good to know. If this also the same for Paypal ?
If you pay with your Paypal balance they you definitely aren't covered. If Paypal is used as the processor by the merchant you might be covered in some circumstances but it's a grey area and you are better off paying with a credit card if you can for anything over £100
Score: 2 Votes (Like | Disagree)
mrr Avatar
21 weeks ago
I like the PayPal connection.
Score: 2 Votes (Like | Disagree)