EU Reportedly Satisfied With Apple's Plans to Open iPhone's NFC Chip to Rivals

Apple is set to conclude a lengthy antitrust investigation by the European Union into its mobile payments system by making significant concessions to give competitors access to the iPhone's NFC technology, the Financial Times reports.

apple card via apple pay
The European Commission charged Apple in 2022 with violating competition law, contending that Apple was preventing competitors from accessing its near-field communication (NFC) technology to favor Apple Pay. In response to these charges, Apple apparently made several commitments to the European Commission in January, which now appear to have satisfied the regulators.

Citing sources familiar with the matter, the Financial Times claims that Apple agreed to provide third-party developers with open access to the ‌iPhone‌'s NFC. This access is said to not require the use of ‌Apple Pay‌ or Apple Wallet, effectively allowing competitors to create their own contactless payment solutions. London-based payment app Curve has already expressed interest in implementing its own NFC system on the ‌iPhone‌ once the agreement is official. Apple reportedly pledged to maintain this openness for a decade.

The settlement, which is expected to be finalized over the next few weeks, should help Apple avoid a potential fine by the EU that could have been as high as 10% of the company's global annual revenue. Given Apple's reported revenue of $383 billion in 2023, the fine could have amounted to approximately $40 billion.

Popular Stories

iPhone 17 Pro 34ths Perspective

iPhone 17 Pro Launching Later This Year With These 10 New Features

Sunday March 23, 2025 10:00 am PDT by
While the iPhone 17 Pro and iPhone 17 Pro Max are not expected to launch until September, there are already plenty of rumors about the devices. Below, we recap key changes rumored for the iPhone 17 Pro models as of March 2025: Aluminum frame: iPhone 17 Pro models are rumored to have an aluminum frame, whereas the iPhone 15 Pro and iPhone 16 Pro models have a titanium frame, and the iPhone ...
Generic iOS 18

iOS 18.4 Coming Soon With These New Features for Your iPhone

Tuesday March 25, 2025 6:45 am PDT by
Apple is expected to release iOS 18.4 to the general public as soon as next week, following more than a month of beta testing. Apple's website says some iOS 18.4 features will be released in "early April," so the update should be out as early as Tuesday, April 1. Apple this week seeded the iOS 18.4 Release Candidate, which is typically the final beta version, barring the discovery of any...
ios 19 messages app

Here's What Apple's iOS 19 Messages App Might Look Like

Tuesday March 25, 2025 11:52 am PDT by
Leaker Jon Prosser today shared a mockup of what he says the Messages app will look like in iOS 19, demoing an interface with rounded, translucent bubble-shaped navigation buttons at the top and softer, rounder corners for the keyboard and word suggestions. Jon Prosser's Messages app mockup The return button, a button for going back to the Messages list, and the FaceTime button have a deeper...
iCloud General Feature Redux

iPhone Users Who Pay for iCloud Storage Receive a New Perk

Thursday March 20, 2025 12:01 am PDT by
If you pay for iCloud storage on your iPhone, Apple has a new perk for you, at no additional cost. The new perk is the ability to create invitations in the Apple Invites app for the iPhone, which launched in the App Store last month. In the Apple Invites app, iCloud+ subscribers can create invitations for any occasion, such as birthday parties, graduations, baby showers, and more. Anyone ...
macbook pro blue green

When Will Apple Release the M5 MacBook Pro?

Wednesday March 26, 2025 4:53 pm PDT by
Apple regularly refreshes the MacBook Pro models, and a new version that uses M5 series chips is in the works. Apple just finished refreshing most of the Mac lineup with M4 chips, and now it's time for the M5. Rumors suggest that we could see the first M5 MacBook Pro models this fall. Design There have been no rumors of a design update for the M5 MacBook Pro models that are coming this...
airpods max 2024 colors

Don't Buy Into Apple's Hype About AirPods Max Gaining Lossless Audio

Monday March 24, 2025 4:24 pm PDT by
Apple today announced that AirPods Max with a USB-C port will be gaining support for lossless audio and ultra-low latency audio with a firmware update next month, alongside the release of iOS 18.4, iPadOS 18.4, and macOS 15.4. For context, audio files are typically compressed to keep file sizes smaller. There are lossy compression standards like MP3 and AAC (Advanced Audio Codec), which...
Apple Lumon Terminal Pro

Apple's Mac Site Features Fictional 'Lumon Terminal Pro'

Wednesday March 26, 2025 12:19 pm PDT by
Apple is going all out with promotions for the popular Severance Apple TV+ show today, and as of right now, you'll find a new "Lumon Terminal Pro" listed on Apple's Mac site. The Lumon Terminal Pro is designed to look similar to the machines that Severance employees like Mark S. and Helly R. use for macrodata refinement. The Terminal features a blue keyboard, a small display with wide...
Generic iOS 19 Feature Mock

Gurman: Jon Prosser's iOS 19 Mockups 'Aren't Representative' of Redesign

Tuesday March 25, 2025 4:47 pm PDT by
The iOS 19 mockup images that leaker Jon Prosser shared today are not representative of the actual iOS 19 design, Bloomberg's Mark Gurman said on social media. According to Gurman, the images that are "floating around" are based on "very old builds" or "vague descriptions," and are lacking key features. Gurman says that we can "expect more from Apple in June." Gurman made the same comment ...

Top Rated Comments

ace8cjc Avatar
10 months ago

What was Apple's argument for not allowing NFC access to apps, besides the obvious of wanting their cut from the transaction fees for using Apple Pay?
Apple tries to prioritize the user experience. By restricting NFC, they can ensure all cards are located in one reliable place - the wallet app accessed by a double-click of the side-button.

With NFC opened up, banks can pull their card from Apple Pay and force the user to open their app to access the card. They save on fees and you lose on convenience by not having all your cards in one place anymore.
Score: 36 Votes (Like | Disagree)
StuBeck Avatar
10 months ago
I expect a reasonable response from everyone in this thread.
Score: 32 Votes (Like | Disagree)
DakotaGuy Avatar
10 months ago
When the EU is finally done with the iPhone it'll be running Android. ?
Score: 24 Votes (Like | Disagree)
brofkand Avatar
10 months ago
What was Apple's argument for not allowing NFC access to apps, besides the obvious of wanting their cut from the transaction fees for using Apple Pay?
Score: 16 Votes (Like | Disagree)
scorpio vega Avatar
10 months ago

NFC is not an Apple invention, afaik it’s NXP and should have been open standard right from the beginning, it’s ubiquitous nowadays.
Apple was also never an open platform. I’m not sure why ppl are so against proprietary platforms.

You’re not forced to use an iPhone. You choose to. The Eu is forcing apple to be something it never intended to be.
Score: 13 Votes (Like | Disagree)
brofkand Avatar
10 months ago

Apple tries to prioritize the user experience. By restricting NFC, they can ensure all cards are located in one reliable place - the wallet app accessed by a double-click of the side-button.

With NFC opened up, banks can pull their card from Apple Pay and force the user to open their app to access the card. They save on fees and you lose on convenience by not having all your cards in one place anymore.
Has that happened on Android, where NFC has never been restricted?

There is so much FUD on here when Apple gets forced to treat their platforms like every other platform in history has been treated.
Score: 12 Votes (Like | Disagree)