iOS 17.4 Lets Budget Apps Read Real-Time Apple Card Transaction Info

After updating to iOS 17.4, Apple Card users who want to track their real-time spending with budgeting apps will have more opportunities to do so. iOS 17.4 opens up real-time ‌Apple Card‌ transactions to third-party apps budgeting apps beyond Mint for the first time.

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Mint added support for the ‌Apple Card‌ back in 2022, but Apple did not provide the same integration to other third-party apps. Intuit folded Mint into Credit Karma at the beginning of the year, though, leaving former users not interested in Credit Karma without a way to track their ‌Apple Card‌ transactions. ‌Apple Card‌, Apple Savings, and Apple Cash accounts can now be added to select budget apps.

With Mint accounts set to shut down on March 23, Apple has expanded ‌Apple Card‌ support to other third-party apps just in time for people to adopt a new service. So far, budgeting apps Monarch, YNAB, and Copilot have added ‌Apple Card‌ support.

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Top Rated Comments

rick987611 Avatar
10 months ago

Can't we have a service like Mint where you don't have to pay for the ability to track your own money? That's why I used Mint in the first place. I'm tired of being monetized for every single thing I want to do. Enough!
seems like maybe doing it free wasn't sustainable.
Score: 8 Votes (Like | Disagree)
Nozuka Avatar
10 months ago

Can't we have a service like Mint where you don't have to pay for the ability to track your own money? That's why I used Mint in the first place. I'm tired of being monetized for every single thing I want to do. Enough!
Do you like to work for free?
Score: 8 Votes (Like | Disagree)
dasmb Avatar
10 months ago

Can't we have a service like Mint where you don't have to pay for the ability to track your own money? That's why I used Mint in the first place. I'm tired of being monetized for every single thing I want to do. Enough!
Huh. I'm actually sick of companies offering free services with opaque business models -- charge me for your service and provide a month to month option, please, so I can be sure you won't take my money and leave me with 11 months of crummy service.

I'm very mad Mint never offered anything besides a $.99 ad free plan (that only turned off mobile ads). I would gladly have paid $100 per year for it. Now I'm paying $50 to Monarch…and $50 to Quicken, at least until I determine which sucks the least.

The real cost with any of these apps is the 2+ hours it takes to set up all your bank accounts, investment accounts, etc.
Score: 7 Votes (Like | Disagree)
ELman Avatar
10 months ago
Is Quicken on the list? I need to do a manually import on a monthly basis now.
Score: 4 Votes (Like | Disagree)
Nekronos Avatar
10 months ago
Folks, it's not that hard to budget and track spending yourself via excel or whatever spreadsheet software you prefer. With exception to perhaps those who have 20+ credit cards and a high amount of variable discretionary spend, the streamlining these subscription apps provide is really unnecessary.

Also, Fidelity offers integration with financial accounts including credit cards through it's planning section for free for those who don't like credit karma/intuit.
Score: 4 Votes (Like | Disagree)
GeneticBloom Avatar
10 months ago

Why isn’t stuff like this in the release notes? They don’t say anything about releases anymore in their official channels.
There's a new email follow-up reminder feature in Mail too. I wish they would release the changes in version updates like they do for major releases.
Score: 3 Votes (Like | Disagree)