Apple Wallet App Now Shows Balances for Discover Credit Cards

U.S. Discover users who add their credit cards to Apple Wallet can now see their total card balance and transaction history right on the iPhone with iOS 17.1 beta 3, which came out today.

uk bank account apple wallet 2 discover 1
Apple added the transaction and card balance functionality to the Wallet app as part of its Connected Cards feature, according to 9to5Mac. Tapping on one of the listed transactions in the Wallet app will take users to the Discover app or website for more information. As of right now, this feature is only available for Discover card holders as Apple must work with each U.S. credit card provider or bank to implement support.

A limited number of credit cards have previously supported full transaction history, such as American Express but total credit card balance has not been available.

Apple in the initial iOS 17.1 beta began allowing ‌iPhone‌ users in the UK to view the account balances of their bank cards and credit cards in the Wallet app. UK banks support Apple's Open Banking API to integrate with the Wallet app, and the feature is much more widely available to UK users. Barclays, Monzo, Starling, HSBC, Lloyds, and RBS all support card balances in the Wallet app.

Following the release of the UK banking feature, MacRumors discovered that code in iOS 17.1 and references on Apple's website suggested that the feature would expand to the United States, which turned out to be accurate.

Apple will likely partner with additional U.S. banks and credit institutions as the launch of iOS 17.1 approaches.

Related Forums: iOS 17, iPadOS 17

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Top Rated Comments

Planey28 Avatar
17 months ago

UK banks support Apple's Open Banking API
*Apple supports the UK’s Open Banking API.

It’s not Apple’s API ?
Score: 13 Votes (Like | Disagree)
macizcool Avatar
17 months ago

Genuine question: Why use a discover card? I've had it once and it's acceptance is spotty, just like an amex. With awesome perks from chase visa cards, why even bother with this?
5% back on rotating categories (x2 your first year) and good customer service basically. I made almost $700 cash back my first year. The only time I had issues with acceptance is a few places in Canada. I don’t think I’ve ever been turned away in the US (except Costco obviously)
Score: 9 Votes (Like | Disagree)
Woyly Avatar
17 months ago
wow. is there an option to turn it off? I'd rather not be reminded of my credit balance .... at all.
Score: 8 Votes (Like | Disagree)
awshucks Avatar
17 months ago

Genuine question: Why use a discover card? I've had it once and it's acceptance is spotty, just like an amex. With awesome perks from chase visa cards, why even bother with this?
It’s accepted nearly everywhere I go, actually! Disc has 5% cash back on different monthly categories as well like restaurants, gas, etc.
Score: 7 Votes (Like | Disagree)
sjsharksfan12 Avatar
17 months ago

Genuine question: Why use a discover card? I've had it once and it's acceptance is spotty, just like an amex. With awesome perks from chase visa cards, why even bother with this?
I got the Discover Card because I bought something that gave me a discount because I used the Discover Card. I've kept it because many places accept it, and every quarter you get 5% cash back on purchases. This quarter is Amazon.com, which is nice for the Holidays.

I have Discover, Chase Freedom, and the Citi Costco Card.
Score: 4 Votes (Like | Disagree)
sw1tcher Avatar
17 months ago

Genuine question: Why use a discover card? I've had it once and it's acceptance is spotty, just like an amex. With awesome perks from chase visa cards, why even bother with this?
Just wanted to add that in addition to Discover Card's rotating quarterly 5% cash back categories as noted by a few people already, there's also a nice Amazon.com shopping perk where if you add a Discover card as a payment method, you get discounts such as

- 30 percent off ('https://slickdeals.net/f/16963489-select-amazon-accounts-customers-w-discover-rewards-eligible-amazon-purchases-30-off-30-max-discount-more') (max $30 discount) or $10 off $75 purchase
- $10 off ('https://slickdeals.net/f/16960135-select-amazon-accounts-add-discover-card-as-a-payment-method-get-10-off-10-01') a $10.01 or more purchase.

They usually run these promo offers a few times a year. Last one ($10 off $10.01 or more) was back in July 2023 ('https://slickdeals.net/f/16821161-select-amazon-accounts-add-discover-card-as-a-payment-method-get-10-off-10-01'). Just remove the Discover card from list of payment methods once you receive all items ordered so you qualify for the next offer.

Amazon extends similar offers to American Express and Citi card holders too. There is/was an up to 40% off ('https://slickdeals.net/f/16959940-amazon-select-amex-rewards-cardholders-pay-w-points-1-pt-minimum-get-up-to-40-off-max-discount-of-60-more') offer (max discount of $60) for AmEx cards and a $15 off $15.01 ('https://slickdeals.net/f/16960039-amazon-select-citi-cardholders-add-citi-card-make-purchase-15-01-15-off-valid-for-select-accounts') for Cit cards. I don't recall ever seeig such offers for Chase card holders.
Score: 4 Votes (Like | Disagree)