Apple Wallet's New Bank Account Feature Likely to Expand to U.S.

Starting with the iOS 17.1 beta released this week, iPhone users in the U.K. can add debit and credit cards from select banks in the country to the Wallet app and view their available balances and latest transactions for those accounts.

uk bank account apple wallet 2
Apple calls this feature Connected Cards, and it's currently available in the U.K. only, but there is now evidence to suggest it will expand to the U.S. in the future.

As discovered by software researcher Aaron (@aaronp613), the following fine print is shown in the Wallet app when setting up the feature in the U.K.:

You permit Apple (Apple Payments Services Ltd (UK) or Apple Processing LLC (US)) to consolidate your account information and provide it to you. We do not store or share this information.

Based on this fine print, MacRumors discovered a legal document on Apple's website explicitly mentioning that the Connected Cards feature will eventually be available to U.S. residents, with personal data to be processed by Apple Processing LLC:

If you are in the United States, Connected Cards is provided by Apple Processing LLC; if you are in the United Kingdom, Connected Cards is provided by Apple Payment Services Ltd (together, "Apple").

It's unclear when Connected Cards will launch in the U.S., or which banks will participate in the country. In the U.K., the feature relies on the country's open banking framework, but it's unclear how it would work stateside. Earlier this year, the U.S. Consumer Financial Protection Bureau said it expected to finalize an open banking rule in 2024.

Related Forums: iOS 17, iPadOS 17

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Top Rated Comments

mjs916 Avatar
20 months ago
Finally, UK customers get something first for once.

It’s probably happened before but I just thought I’d mention it on their behalf.
Score: 24 Votes (Like | Disagree)
sw1tcher Avatar
20 months ago

Starting with the iOS 17.1 beta released this week, iPhone users in the U.K. can add debit and credit cards from select banks in the country to the Wallet app and view their available balances and latest transactions for those accounts.

Apple calls this feature Connected Cards, and it's currently available in the U.K. only, but there is now evidence to suggest it will expand to the U.S. in the future.
If you have a USB-C cable plugged in it won't be able to show you the available balance or latest transactions though. :p
Score: 12 Votes (Like | Disagree)
boston04and07 Avatar
20 months ago
Nice, I would use this all the time. Now let’s get the Wallet app on the iPad and Mac!
Score: 9 Votes (Like | Disagree)
alexandr Avatar
20 months ago
Well that would be a great addition, so that all the other cards wouldn't be such duds in the wallet app...
Score: 8 Votes (Like | Disagree)
davie18 Avatar
20 months ago

Finally, UK customers get something first for once.

It’s probably happened before but I just thought I’d mention it on their behalf.
In fairness, we've always had way better availability of stuff like apple pay in the UK than in the US. I remember seeing announcements that certain places in the US would start accepting apple pay when basically 99% of places in the UK had accepted it for like years by that point.
Score: 8 Votes (Like | Disagree)
TechGod Avatar
20 months ago
Well Australia has an Open Banking standard. When will we get this??
Score: 6 Votes (Like | Disagree)