Apple Imposing Strict Terms on U.S. States for Digital IDs in Wallet App

Apple's agreement with U.S. states looking to add digital ID cards such as driver's licenses to the Wallet app includes strict terms and charges footed to the taxpayer, according to fintech consultant Jason Mikula and CNBC.

apple wallet drivers license feature
The ability to add a driver's license or ID to the Wallet app is a new feature in iOS 15. Customers will be able to tap the plus icon at the top of the Wallet app to add their ID, and then simply tap their iPhone or Apple Watch on an identity reader at a TSA checkpoint, without taking out their physical card.

Confidential documents seen by Mikula and CNBC purportedly reveal that Apple is imposing stringent terms and conditions on U.S. states looking to implement the new feature. The costs of meeting these requirements, such as hiring staff, project management, marketing, and funding, will be charged to the taxpayer with no financial support from Apple.

The company requires states to independently maintain the systems used to issue and service credentials, hire project managers to respond to Apple's inquiries, verify IDs, perform quality testing to ensure that digital IDs meet Apple's requirements, "prominently" market the feature, "proactively" offer digital IDs whenever a citizen gets a new or replacement card, and encourage state and federal government agencies to widely adopt digital IDs.

Apple has "sole discretion" for a number of the program's key aspects, including what devices will be compatible with digital IDs, how states report on the performance of the feature, and its launch date. Apple is also insisting upon the ability to review and approve all state marketing for the feature.

These terms were apparently included in a seven-page memorandum of agreement that was signed by Georgia, Arizona, Kentucky, and Oklahoma. According to CNBC, the agreement "mostly portrays Apple as having a high degree of control over the government agencies responsible for issuing identification cards."

Georgia and Arizona are set to be the first states to offer citizens the opportunity to add their driver's license to the Wallet app, but have yet to launch the program. CNBC noted that while it reviewed the contracts for these states, it has not seen the exact agreements for Connecticut, Iowa, Maryland, and Utah, the four other states that have signed up for Apple's digital ID program.

Related Forum: iOS 15

Popular Stories

iPhone Air

Report: 'Virtually No Demand' for iPhone Air

Wednesday October 22, 2025 3:22 am PDT by
Apple is "drastically" cutting production of the iPhone Air and shifting focus toward the iPhone 17 and iPhone 17 Pro models, Nikkei Asia reports. The business publication claims to have learned of a major cut to iPhone Air production motivated by weaker-than-expected consumer interest, nearly to "end of production levels." Despite early reports of the iPhone Air selling out within hours of...
sam sung auction

Former Apple Employee Sam Sung Changed His Name to Avoid Attention

Wednesday October 22, 2025 4:44 pm PDT by
Back in 2012, an Apple retail employee named Sam Sung went viral because his name is similar to Samsung, one of Apple's main competitors. In a recent interview with Business Insider, he detailed that period in his life, how Apple responded, and he explained why he ultimately changed his name. Someone posted an image of Sung's Apple business card on Reddit in 2012, and it spread rapidly....
iOS 26

iOS 26.1 Coming Soon With These 8 New Features for Your iPhone

Wednesday October 22, 2025 6:15 am PDT by
The upcoming iOS 26.1 update includes a handful of new features and changes for iPhones, including a toggle for changing the appearance of the Liquid Glass design, "slide to stop" for alarms in the Clock app, and more. iOS 26.1 is currently in beta testing. The update will likely be released in the first half of November, and it is compatible with the iPhone 11 series and newer, but some...
cadillac lyric infotainment

GM to Remove CarPlay from All Future Vehicles, Including Gas Cars [Updated]

Wednesday October 22, 2025 11:34 am PDT by
General Motors began phasing out support for CarPlay in its electric vehicles back in 2023, leading to complaints from iPhone users, but the company has no plans to back down. In fact, GM is going further and plans to remove CarPlay from all future gas vehicles, too. In an interview with The Verge, GM CEO Mary Barra said that the company opted to prioritize its platform for EVs, but the...
iOS 26 Battery Glass Feature

iOS 26.1 Beta Liquid Glass Battery Drain Test: Tinted vs Clear Mode

Friday October 24, 2025 2:30 pm PDT by
In the fourth iOS 26.1 beta, Apple added a "Tinted" option that reduces the translucency of Liquid Glass for those who prefer a more opaque look. I saw some comments wondering whether the setting might preserve battery life, so I thought I'd do some testing. Test Settings I did four separate tests using the iPhone 17 Pro Max, and I kept the parameters as similar as possible. Here are the...
All Screen iPhone 2027 Feature 1

Apple's Plan to Launch Three New iPhone Designs Allegedly Revealed

Wednesday October 22, 2025 6:24 am PDT by
Apple plans to launch a new type of iPhone every year for the foreseeable future, according to an Asia-based source. The detailed information was shared by the account "yeux1122" in a blog post on the Korean platform Naver, citing domestic trend and component research companies. Corroborating other reports, Apple will apparently launch its first foldable iPhone in 2026, featuring a...
All Screen iPhone 2027 Feature 1

Report: Apple to Skip 'iPhone 19' Name for 'iPhone 20'

Thursday October 23, 2025 4:28 am PDT by
Apple's new iPhone lineup launched in the fall of 2027 will be called the "iPhone 20" models, rather than the "iPhone 19," according to research firm Omdia. Speaking at a conference in Seoul (via ETNews), Omdia Chief Researcher Heo Moo-yeol corroborated rumors that Apple plans to move the launch of its standard iPhone to the first half of the year and provided some additional clarity about...
maxresdefault

Apple's iPhone Air Experiment Fails as Supply Chain Cuts Production by 80%

Wednesday October 22, 2025 10:48 am PDT by
iPhone Air demand failed to meet Apple's expectations and the company's supply chain is scaling back shipments and production, reports Apple analyst Ming-Chi Kuo. Subscribe to the MacRumors YouTube channel for more videos. Suppliers are expected to reduce capacity by more than 80 percent between now and the first quarter of 2026, and some components with longer lead times will be discontinued ...
trump white house ballroom

Apple Donating to Trump's $350M White House Ballroom Project

Thursday October 23, 2025 3:55 pm PDT by
Apple is one of several tech companies that will contribute to the construction of U.S. President Donald Trump's 90,000-square-foot ballroom, reports CNN. Construction began on the ballroom this week, and the White House's east wing was torn down. Trump claims that the ballroom will cost $350 million, and that it will be privately funded through donations. The cost has already increased $150 ...
apple wallet drivers license feature iPhone 15 pro

iPhone Driver's License Feature in Apple Wallet App Launches in Another U.S. State

Thursday October 23, 2025 7:44 am PDT by
In select U.S. states, residents can add their driver's license or state ID to the Wallet app on the iPhone and Apple Watch, providing a convenient and contactless way to display proof of identity or age at select airports and businesses, and in select apps. Starting today, the feature is available to residents of West Virginia. To set it up, open the Wallet app and tap on the plus sign in...

Top Rated Comments

Jeepdon Avatar
52 months ago
This will perhaps be an unpopular perspective, but If you actually read the text carefully, and then propose to yourself what the opposite would be, you wouldn’t want the opposite. This isn’t Apple “setting a standard” (see below; Apple is using an ISO standard, not their own), and this isn’t Apple taking control over state infrastructure (which I imagine nobody would want).

Apple is, as someone pointed out above, making the wallet. They’re simply informing states of the work that goes into producing the actual ID that goes into the wallet, and making it clear Apple won’t help them in doing so. States are free to use the same digital ID on non-Apple devices (again, it’s an ISO standard), and they should do so only if they feel it benefits them and their taxpayers. If they don’t… fine.

A specific point:


The costs of meeting these requirements, such as hiring staff, project management, marketing, and funding, will be charged to the taxpayer with no financial support from Apple.
This is actually a good thing. Ever seen the TV shows where you get a “free $10000 renovation” and it‘s done slipshod? Having the states own the finances means the states have control over the implementation. They can implement it in a way that facilitates cross-platform compatibility, for example. Ultimately, this doesn’t “benefit Apple,” in that Apple sees no incremental revenue for this feature; it “benefits taxpayers,” who’ll need to foot the bill. If a given state’s taxpayers don’t want the bill or the benefit, cool, their state doesn’t need to do it.

This won’t stay an iOS-only feature; there’s zero chance any government who stands up this infrastructure won’t deploy it as widely as possible. Android may not offer something similar today, but what Apple’s doing is based on a set of open standards—Google can add this into Android anytime they want.


Apple has "sole discretion" for a number of the program's key aspects, including what devices will be compatible with digital IDs
The actual text doesn’t preclude states from offering this to non-Apple devices; it says that Apple will determine which Apple devices Apple supports digital IDs on.


The company requires states to independently maintain the systems used to issue and service credentials,
Again, you’d want this. You don’t want someone else doing it.


hire project managers to respond to Apple's inquiries, verify IDs, perform quality testing to ensure that digital IDs meet Apple's requirements,
Again… I’d think this is how you’d want it. “Apple‘s requirements” being, in this case, the standards that Apple has adopted and is using. You surely wouldn’t want Apple verifying IDs Or doing QA on the systems.


"prominently" market the feature,
Yeah, I mean, maybe this is a bit much, but I can’t imagine states spending the money and not marketing it. Nevada DMV launched a mobile phone reservation service (which works quite well) and they’ve probably spent more marketing it than they did developing it, to get people to use it.


proactively" offer digital IDs whenever a citizen gets a new or replacement card, and encourage state and federal government agencies to widely adopt digital IDs.
I kind of assume you’d want this if you were going to invest in a digital ID program. Maybe instead of seeing this as “Apple being restrictive,” you can choose to see it as, “Apple saying, ‘hey, only do this if you’re going to be serious about it, otherwise don’t bother.’”

And from above…


Poland has it own apps with almost every document, working well on every platform.
Poland is a single country; the 50 US states are much like individual countries in this regard. You cannot view the US as a “country” in many aspects—the Federal government, in some regards (including IDs) acts more as an EU. For example, the Federal government has guidelines on IDs like driver’s licenses, which states can choose to follow or not. For example, in Nevada it is entirely possible to get a Federally approved “Real ID” as well as a non-Real ID. Coordinating ID activities across 50 states is a huge lift.

Also from above…


It should be the government (representing the general public) that imposes standards.
They did, in the US. It’s called “Real ID.” And it still hasn’t been fully adopted. The Federal government is abysmal at coming up with standards, let alone technological ones. Apple is building these off digital ID standards that Apple itself does not own (although it participates in the working groups):



* Apple’s mobile ID implementation supports the ISO 18013-5 mDL (mobile driver’s license) standard which Apple has played an active role in the development of, and which sets clear guidelines for the industry around protecting consumers’ privacy when presenting an ID or driver’s license through a mobile device.

”ISO” is the International Standards Organization; Apple is not creating the standard, here.

And finally..


I think what this means is that the US federal and state governments need to come up with a digital wallet standard.
Having worked on a number of Federal technology projects, I can pretty much assure you this is the very last thing you want. But again, the standard here is not Apple’s. It’s an open spec from ISO. Google has participated in that same standard, just as Apple has.

You might consider the perspective of, “Hey, Apple will make this possible for you, but if you and your taxpayers want it, you’re going to have to pay for it. If you’re going to use our trademarks in your marketing, we want to review that. If you’re going to do this, you might as well promise to market it. Apple’s going to invest something in this [otherwise we wouldn’t need to be sending you inquiries to help get it working] but we want you to own this.”

Legal terminology can sometimes make things seem more evil than they actually are. That’s because legalese isn’t pure English; it’s a set of phrases that have been honed over time to help ensure everyone understands what they’re agreeing to. So just maybe consider that what Apple’s set up is perhaps mostly in the taxpayers’ best interests. They’re using an open standard, they’re forcing states to own the infrastructure and ID data, and they’re not letting states dash this off quickly or without careful planning. I’m surprised anyone would want something different.
Score: 54 Votes (Like | Disagree)
chrono1081 Avatar
52 months ago
Anyone who has worked in state government knows this is a good thing. I'm surprised at all the complaints. As another user stated, the states need to be responsible for managing their own data and it should be strict so not anyone can just up and put in IDs.

The article is annoying with the whole tired "the tax payers foot the bill hur-durr" nonsense. The money will come out of a predetermined budget, your taxes aren't going up just because this gets implemented, and with the size of state budgets this is going to be less than a drop in the bucket cost wise.
Score: 22 Votes (Like | Disagree)
msackey Avatar
52 months ago
Ok, I don't know the full details of this program, but from just reading the article this is not good. This is like turning upside down where a private company is imposing restrictions. It should be the government (representing the general public) that imposes standards.

I think what this means is that the US federal and state governments need to come up with a digital wallet standard.
Score: 18 Votes (Like | Disagree)
fwmireault Avatar
52 months ago
It’s way more in apple’s benefit than the states to expand IDs to the Wallet app. I’m surprised Apple doesn’t offer a bigger logistical and financial support in the deployment of this feature as I think the adoption rate will be very low.

I would love this to be coming to Canada, but not holding my breath
Score: 17 Votes (Like | Disagree)
JonaM Avatar
52 months ago
I'm confused as to why Apple would be expected to foot the bill for any entity ( state or otherwise) to utilise functionality in an Apple product. The fact Apple have strict guidelines sounds eminently sensible otherwise no-one would accept or trust the digital IDs.
And the oversight on marketing sounds like a sensible idea to avoid anyone advertising in a way that would damage the digital ID concept for all states.
Score: 17 Votes (Like | Disagree)
mnsportsgeek Avatar
52 months ago
Sounds like this isn't going to be widely adopted then.
Score: 16 Votes (Like | Disagree)