John Hancock Offers Apple Watch Series 5 to Vitality Life Insurance Customers for $25

Life insurance provider John Hancock has announced that it is expanding its Apple Watch program so that new and existing members of its Vitality program can receive a 40mm Apple Watch Series 5 for an initial payment of just $25 plus tax.

apple watch series 5 studio
The cost of the Apple Watch is split up into 24 monthly payments, which can be paid off by walking, running, biking, swimming, or completing various other exercises.

Vitality members must earn at least 500 fitness-related Vitality Points per month over two years to avoid owing any of the instalments. Additional fees apply for customers who choose a cellular model or other more expensive models.

By connecting the Vitality Today app to Apple's Health app and confirming data sharing, customers can earn Vitality Points for Light, Standard, and Advanced Workouts towards the monthly goal.

Customers can also share steps measured by their iPhone or Apple Watch, as well as active calories from the Apple Watch.

The Vitality program is available with select John Hancock life insurance policies in the United States. The free Apple Watch Series 5 offer will be available starting this fall everywhere except New York and Puerto Rico.

John Hancock, owned by Manulife Financial, first started offering Apple Watches to a limited number of members in 2016, before opening the program to all Vitality members the following year.

In a recent survey of John Hancock Vitality members with Apple Watch, 84 percent stated they are motivated to exercise by their Apple Watch and 90 percent wear an Apple Watch seven days a week.

In addition, a RAND Europe study of over 400,000 people concluded that those who participated in Vitality's Global Apple Watch programs averaged a 34 percent sustained increase in physical activity compared to participants without an Apple Watch.

Related Roundup: Apple Watch 10
Buyer's Guide: Apple Watch (Neutral)

Popular Stories

cook trump

Trump Responds to Apple Keeping Diversity Policies

Wednesday February 26, 2025 6:32 am PST by
In an all-caps post on Truth Social today, U.S. President Donald Trump said Apple should fully end its diversity, equity, and inclusion (DEI) policies. Tim Cook meeting with President Trump in 2017 "APPLE SHOULD GET RID OF DEI RULES, NOT JUST MAKE ADJUSTMENTS TO THEM," he wrote. Trump's post comes one day after Apple held its annual shareholders meeting, during which a majority of...
iOS 18

Apple Says iOS 18.4 Will Be Released in April With These New Features

Wednesday February 26, 2025 7:15 am PST by
In a recent press release, Apple confirmed that iOS 18.4 will be released in April. From the Apple News+ Food announcement:Coming with iOS 18.4 and iPadOS 18.4 in April, Apple News+ subscribers will have access to Apple News+ Food, a new section that will feature tens of thousands of recipes — as well as stories about restaurants, healthy eating, kitchen essentials, and more — from the...
apple watch ultra snow

6 Features Coming to the Apple Watch Ultra 3

Tuesday February 25, 2025 9:00 am PST by
The Apple Watch Ultra 3 is expected to launch later this year, arriving two years after the previous model with a series of improvements. While no noticeable design changes are expected for the third generation since the company tends to stick with the same Apple Watch design through three generations before changing it, there are a series of internal upgrades on the way. By the time the ...
iPhone Fold Vertical Feature

Apple's 2026 Foldable iPhone Has No Visible Display Crease – Report

Tuesday February 25, 2025 2:58 am PST by
Apple is making significant headway on its long-rumored foldable iPhone, with a new report suggesting the company has achieved a major breakthrough by effectively eliminating the screen crease that plagues current foldable devices. According to Korean publication ETNews, Apple is finalizing its component suppliers for the foldable iPhone, with the selection process expected to be completed...
trump iphone dictation issue

Apple Fixing 'Trump' Dictation Processing Bug

Tuesday February 25, 2025 1:18 pm PST by
Multiple iPhone owners today noticed a pronunciation processing issue that causes the word "Trump" to momentarily show up when using dictation to send a message with the word "racist." In some cases, when speaking the word racist through the iPhone's built-in dictation feature, the iPhone briefly interprets the spoken word as "Trump" and "Trump" text shows up in the Messages app before being ...
airpods pro purple

Here's When AirPods Pro 3 Are Rumored to Launch

Monday February 24, 2025 9:14 am PST by
According to a post on X today from a leaker known as Kosutami, Apple plans to launch AirPods Pro 3 in May or June this year. The leaker also claimed that an AirTag 2 will launch around the same time. Kosutami is best known as a collector of prototype Apple hardware, but they have occasionally shared accurate information about Apple's future product plans. For example, they accurately...
airtag orange

AirTag 2 Rumored to Launch in May or June With These New Features

Monday February 24, 2025 6:11 am PST by
Apple plans to launch a second-generation AirTag in May or June this year, according to a post today from a leaker known as Kosutami. Bloomberg's Mark Gurman previously reported that a new AirTag would be released in mid-2025. May or June would align with that timeframe. Below, we recap three new features rumored for the AirTag 2: With a second-generation Ultra Wideband chip, the...
ios 18 4 carplay

iOS 18.4 Includes a Small But Useful Change for CarPlay

Sunday February 23, 2025 2:23 pm PST by
The first beta of iOS 18.4 is now available, and it includes a small but useful change for CarPlay. As we noted in our list of iOS 18.4 features, CarPlay now shows a third row of icons, up from two rows previously. However, this change is only visible in vehicles with a larger center display. For example, a MacRumors Forums member noticed the change in a Toyota Tundra, which can be equipped...

Top Rated Comments

M.PaulCezanne Avatar
71 months ago
Think carefully before sharing health data with a company that profits from that data.
Score: 8 Votes (Like | Disagree)
GuruZac Avatar
71 months ago
That’s cool and if it’s keeps people motivated to improve their health, even better.
Score: 5 Votes (Like | Disagree)
bbednarz Avatar
71 months ago

This is truly more disturbing than anything Facebook has ever done.

Congratulations Tim.
What are you going on about now?


Buy it with exercise!
Good luck with that. If you aren't motivated enough to buy it yourself, a few hundred dollars won't get you off your butt.
For someone that already works out and meets their goals it’s basically a free watch. I don’t see how this could be spun into a negative.
Score: 3 Votes (Like | Disagree)
2010mini Avatar
71 months ago

Too bad term life insurance is such a scam.
Only if you outlive it and can’t change it to something permanent.
Score: 3 Votes (Like | Disagree)
mattm591 Avatar
71 months ago

That's always how it starts.

Fast forward to your insurance claim being rejected because one day your heart rate showed an irregularity and you didn't obtain the mandatory doctor's report to account for it so it goes down as attempted insurance fraud.
Except they only get what Apple gives them, and the Heart Rate metric is limited to an occasional BPM value. Data like ECGs which show potential irregularities are not available to Vitality.
Score: 3 Votes (Like | Disagree)
Caseynd Avatar
71 months ago

Too bad term life insurance is such a scam.
It's great for people who don't want to overpay for life insurance. Whole life policies are terrible investment vehicles. If you want to read why, there are many articles out there, but this one does a good job of covering the important parts- https://momanddadmoney.com/why-whole-life-insurance-is-a-bad-investment/
Score: 3 Votes (Like | Disagree)