Apple-BondsApple has raised $7 billion in debt through a five-part bond sale of both fixed and floating rate notes, according to the company's final pricing term sheet filed with the U.S. Securities and Exchange Commission on Friday.

The five-part sale includes:

  • $350 million maturing in 2019 with a floating interest rate based on three month LIBOR plus 14 basis points

  • $1.15 billion maturing in 2019 with a fixed 1.1% interest rate

  • $1.25 billion maturing in 2021 with a fixed 1.55% interest rate

  • $2.25 billion maturing in 2026 with a fixed 2.45% interest rate

  • $2 billion maturing in 2046 with a fixed 3.85% interest rate

The transaction was underwritten by Goldman Sachs, J.P. Morgan Securities, MLPF&S, and Deutsche Bank Securities, among others.

Apple held $231.5 billion in cash and marketable securities, partially offset by $68.9 billion in long-term debt, as of the fiscal third quarter, but a significant portion of that money is held overseas and would be subject to high U.S. taxes upon repatriation. By raising debt through bonds, Apple can pay for its U.S. operations at a much lower rate, particularly given its low-risk Aa1/AA+ bond credit rating.

Apple typically uses the capital raised to fund dividend payments to shareholders and its share buyback program, which the company expanded to $175 billion in April. At the time, Apple said it expects to spend over $250 billion in cash under its capital return program by the end of March 2018. It also uses the capital for general corporate purposes, such as the repayment of earlier debt and acquisitions.

Tags: Bonds, SEC

Top Rated Comments

neuropsychguy Avatar
109 months ago
The wonders of capitalism. Cheaper to borrow money than spend your own savings.
That isn't because of capitalism (only). It's an issue of much of Apple's cash being "stuck" outside the U.S. because of less than ideal U.S. tax laws. Corporate taxes, some people argue, are the opposite of capitalism (or at least interfere with capitalism). A common definition of capitalism is: "an economic and political system in which a country's trade and industry are controlled by private owners for profit, rather than by the state". With that in mind, one can argue that it's cheaper for Apple to borrow money because of statist/socialist/communist economic policies instituted by the federal government. A purely capitalistic society would have no business taxes. It would then be cheaper for Apple to bring the money back to the U.S. rather than borrow.

Anyway, that's enough politico-economic discussion from me today.
Score: 6 Votes (Like | Disagree)
CFreymarc Avatar
109 months ago
The wonders of capitalism. Cheaper to borrow money than spend your own savings.
When we stop punishing the productive by higher tax rates, the this craziness will stop.
Score: 5 Votes (Like | Disagree)
GadgetSN Avatar
109 months ago
The wonders of capitalism. Cheaper to borrow money than spend your own savings.
Score: 3 Votes (Like | Disagree)
Rocketman Avatar
109 months ago
People often complain about Apple using different jusrisdictions to reduce tax owed. Apple operates in a whole bunch of countries. Some for manufacturing employment, some for retail, some for distribution, and some for IP. Perfectly normal activity. The complainers are wrong, but . . .

The complainers want to bring it back for the purpose of taxing it. The current capital gains tax here is 23.8%. The income tax around 45% including state and federal, and "Obamacare" add-ons. They want more tax, not more investment. Where it is now, it is providing more investment with minimal taxation. In order to use it in the USA where they want they have been taking out massive loans, about $70B against those assets in various currencies, to invest the loan proceeds in the USA which is legal without taxation. The cost of course is the massive interest they pay on an absolute basis, if not a relative basis. That is a cost.

The good news from all this is Apple has learned to bypass wacky US Federal tax laws to be able to invest MORE in the USA than they otherwise could.

New balance: $75.9B

About 1/6 short term, 1/6 5 year, 1/3 10 year and 1/3 30 year overall. So it will roll off over the next several years to a notable degree. The return on average assets is currently 10.24%, so the payment is fully covered by growth.

Time for more GBP bonds.
Score: 2 Votes (Like | Disagree)
ArtOfWarfare Avatar
109 months ago
I see the year 2046 in this article... doesn't that make the assumption that Apple will still be around in 2046?

2019 and 2021 seem like safe guesses that Apple won't vanish before then. 2026 doesn't seem unreasonable... although 10 years is a long time in tech. 2046? That gives us enough time that a company that hasn't even formed yet somehow undoes Apple.

By 2046, the singularity may have occurred already.
Score: 2 Votes (Like | Disagree)
Reader999 Avatar
109 months ago
I'm not a financial expert but it seems like Apple's stock is very undervalued. They're basically putting billions back into the stock in buy-backs and dividends and stock is trading very low as a part of EPS compared to other tech companies. It's like wall street is constantly in this mode of "apple is 6 weeks away from dying" and afraid to go in big. the stock split didn't help, ASP of the iPad and iPhone didn't help, buy backs aren't helping, dividends might be helping but not in a huge way.

Where is the pro-AAPL discussion? Or is them taking on massive debt despite their overseas holdings causing more problems for them in stock price because investors see the bonds as a liability?
From the corporate finance perspective, raising debt gives positive signaling than raising capital through equity. Raising debt is a good thing for Apple if they can keep up its growth (assuming Apple Car). This will increase its financial leverage and tax shield. It is cheaper to borrow debts than issue more equities because debts - bonds only require a marginal premium above TBill due to its AA rating, but equity holder will require much more return to their cash than bonds holders.
Score: 1 Votes (Like | Disagree)

Popular Stories

General Black Friday Deals 24 Green Tinsel

Apple Black Friday Deals Available Now: AirPods, iPads, and More

Friday November 22, 2024 5:28 am PST by
Black Friday 2024 is less than one week away, and as always the next few days will be the best time of the year to shop for great deals. Right now, this includes big savings on popular Apple products like AirPods, Apple Watch, MacBook Air, iPad, and more. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small...
anker new xmas 1

Anker Kicks Off Massive Black Friday Sale With Up to 50% Off Sitewide, Free Gifts With Purchase, Mystery Boxes, and More

Thursday November 21, 2024 7:53 am PST by
Anker today kicked off its big Black Friday sale, which is set to run through December 9. This sale includes notable discounts on portable chargers, USB-C hubs, cables, and more. Note: MacRumors is an affiliate partner with Anker. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. There are a few bonus offers during this event as ...
Apple 2024 Black Friday Shopping Event feature

Apple Announces 2024 Black Friday Event, Offering Up to $200 Gift Card

Thursday November 21, 2024 5:10 am PST by
Apple's annual four-day Black Friday through Cyber Monday shopping event is returning on Friday, November 29 through Monday, December 2 in many countries, including the U.S., Canada, Australia, France, Germany, Italy, Spain, the U.K., and others. During the event, customers can get an Apple gift card with the purchase of an eligible product. In the U.S., for instance, Apple is including gift ...
iPhone SE 4 Thumb 1

iPhone SE 4 With Apple's Own 5G Modem 'Confirmed' to Launch in March

Tuesday November 19, 2024 12:12 pm PST by
Barclays analyst Tom O'Malley and his colleagues recently traveled to Asia to meet with various electronics manufacturers and suppliers. In a research note this week, outlining key takeaways from the trip, the analysts said they have "confirmed" that a fourth-generation iPhone SE with an Apple-designed 5G modem is slated to launch towards the end of the first quarter next year. In line with previo...
silo tv show apple tv plus

Apple TV+ Releasing Next Week's 'Silo' Episode Early

Friday November 22, 2024 7:25 am PST by
The next episode of Apple TV+'s award-winning sci-fi series "Silo" will be released early. Apple previously announced that new "Silo" episodes would be released on Fridays, but the third episode of the second season will instead be released on Wednesday, November 27. Apple has likely bumped up the date so that people can watch the episode during the U.S. Thanksgiving holiday on Thursday,...
at t turbo indicator iphone 16 pro max v0 8hrh7w5f3w1e1

AT&T Turbo Indicator Showing Up in iPhone Status Bar for Subscribers

Wednesday November 20, 2024 3:42 am PST by
AT&T has begun displaying "Turbo" in the iPhone carrier label for customers subscribed to its premium network prioritization service, according to reports on Reddit. The new indicator seems to have started appearing after users updated to iOS 18.1.1, but that could be just coincidence. Image credit: Reddit user No_Highlight7476 The Turbo feature provides enhanced network performance through ...
Generic iOS 19 Feature Mock

iOS 19's First New Feature Has Leaked

Friday November 22, 2024 6:22 am PST by
iOS 19 is not expected to be announced until June 2025, but the software update's first major new feature has already leaked. Bloomberg's Mark Gurman this week reported that iOS 19 will introduce a "more conversational Siri" powered by "more advanced large language models." He said this upgrade will make Siri more like OpenAI's ChatGPT, allowing the assistant to "handle more sophisticated...
beats snow

Black Friday Deals Hit Beats Headphones With Up to 52% Off

Thursday November 21, 2024 12:05 pm PST by
Beats is joining in on the Black Friday discount frenzy, with up to 52 percent off select headphones, earbuds, and speakers on Amazon. You'll find many of the same prices at other retailers like Best Buy as well. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. This sale...