Apple Pay Now Available in China Through Partnership With UnionPay

apple_pay_phone_handIt's now February 18 in China, and as was rumored earlier this week, the country is now the fifth location where Apple Pay is officially available. Implemented through a partnership with UnionPay, China's state-run interbank network, Apple Pay in China can be used by iPhone, iPad, and Apple Watch owners with an eligible China UnionPay debit or credit card.

"We think China could be our largest Apple Pay market," Apple's vice president of Apple Pay, Jennifer Bailey, told Reuters. China is Apple's second largest market when it comes to revenue after the americas and it has become an increasingly important area of growth for Apple. The company has inked deals with 19 of the biggest lenders in China, which will see 80 percent of credit and debit cards in China eligible for use with Apple Pay.

In retail locations in China, Apple Pay is available on the iPhone 6 and later and the Apple Watch at any location that has a UnionPay-compatible point-of-sale system. Within apps, Apple Pay purchases can be made using an iPhone or iPad that supports NFC, which includes the iPhone 6 and later and the iPad Air 2, iPad mini 3, iPad mini 4, and iPad Pro.

Apple initially announced its intention to launch Apple Pay in China in December of 2015, with plans to make the service available in early 2016 following the "relevant tests and certification" required by Chinese regulators. The first signs of Apple Pay in the country came in January, with several UnionPay users demonstrating Apple Pay in stores and in apps on YouTube, and the official launch followed today.

Apple Pay is also available in the United States, the UK, Canada, and Australia, with plans to extend it to Hong Kong, Singapore, and Spain later in the year. In Canada, Australia, Hong Kong, Singapore, and Spain, Apple Pay is available or being made available through a partnership with American Express.

Apple Pay availability has grown steadily in the United States since its October 2014 debut, and the service is now accepted at more than two million retail locations across the country.

Related Roundup: Apple Pay

Popular Stories

Alleged iOS 19 Icons Front Page Tech

iOS 19 Leak Reveals Alleged New Design With Rounder App Icons, Floating Tab Bar, and More

Monday April 7, 2025 3:13 pm PDT by
YouTube channel Front Page Tech is back today with another video that provides a closer look at iOS 19's alleged design changes. The video contains re-created renders of iOS 19, which are allegedly based on real footage of the software update, provided by sources within Apple. Overall, iOS 19 is expected to have a more glass-like, visionOS-inspired design, with added translucency for user...
iPhone 17 Pro 3 4ths Perspective Aluminum Camera Module 1

iPhone 17 Pro's New Rear Camera Bar 'Same Color As Rest of Device'

Monday April 7, 2025 2:09 am PDT by
Apple's upcoming iPhone 17 Pro models will feature a redesigned rear camera panel that spans the width of the device, but it will be the same color as the iPhone itself, rather than being part of a two-tone design. That's according to Bloomberg's Mark Gurman. Writing in his latest Power On newsletter, the reporter says the iPhone 17 Pro won't have a two-toned back, as some renders have...
iphone x front back

Apple Planning 'Bold' New 20th Anniversary Design for 2027 iPhone Pro

Monday April 7, 2025 2:46 am PDT by
Apple is preparing a "major shake-up" for the iPhone's 20th anniversary in 2027, according to Bloomberg's Mark Gurman. iPhone X released in 2017 for 10th anniversary Writing in his latest Power On newsletter, Gurman says that Apple plans to launch a foldable iPhone alongside a "bold" new iPhone Pro model that makes more extensive use of glass. Could this mean Apple plans to realize former...
iPhone Assembly

Trump Believes Apple Could Manufacture iPhones in the U.S.

Tuesday April 8, 2025 12:08 pm PDT by
U.S. President Donald Trump "absolutely" believes that Apple could manufacture its iPhones and other devices in the United States, Press Secretary Karoline Leavitt said today during a media briefing. Leavitt was asked whether Trump thought that iPhone manufacturing is the kind of technology that could move to the U.S. "Absolutely, he believes we have the labor, we have the workforce, we have ...
iphone 16 pro colors 1

Is Now the Time to Upgrade Apple Devices Before Tariffs Lead to Price Increases?

Friday April 4, 2025 3:41 pm PDT by
If you have an older Apple device that you've been considering upgrading, you're probably wondering how the newly announced tariffs might impact prices going forward, and whether it's worth buying now before there's a price hike. Given analyst and economist responses to the tariffs, market panic, and Trump's stance on the current financial chaos, the answer is that making a purchase...
iPhone 17 Pro 3 4ths Perspective Aluminum Camera Module 1

5 Biggest Changes Rumored for iPhone 17 Pro

Tuesday April 8, 2025 2:38 am PDT by
Later this year, Apple will introduce the iPhone 17 series, which includes the iPhone 17 Pro and the iPhone 17 Pro Max, two new high-end flagship devices that will be sold alongside the regular iPhone 17 and an all-new ultra-thin iPhone 17 Air. If you have been holding out for the iPhone 17 Pro or its bigger sibling, here are five of the biggest changes, informed by the latest reports and...
Apple Vision Pro 2 Feature 2

Vision Pro 2 May Now Be in Production Ahead of Launch Later This Year

Tuesday April 8, 2025 9:13 am PDT by
The second-generation Apple Vision Pro may now be in mass production ahead of its rumored launch later this year, Chinese website IT Home today claims. Reporting on information from an unknown source, the website says that key components of the new Vision Pro, including panels, housings, and circuitry, have moved into mass production ahead of the product's purported release later in 2025....
iPhone 17 Pro 3 4ths Perspective Aluminum Camera Module 1

iPhone 17 Pro Models Rumored to Offer Dual Video Recording Feature in Camera App

Tuesday April 8, 2025 7:23 am PDT by
YouTube channel Front Page Tech on Monday shared renders of iOS 19's alleged new design. The end of the video also revealed a new feature that is supposedly planned for the iPhone 17 Pro models later this year: dual video recording. According to Front Page Tech host Jon Prosser, the iPhone 17 Pro and iPhone 17 Pro Max will allow users to record video with the front and rear cameras...

Top Rated Comments

Keirasplace Avatar
119 months ago
Exactly. WeChat and Alipay are quite innovative and widely used. The Technology behind Apple Pay is, believe it or not, already outdated and Apple Pay is unlikely to be accepted when other popular payment systems are already in place in China. I even found it inconvenient to use Apple Pay in America but that was eight months ago and might have improved. Anyway: WeChat is a great app. Apple should just copy the whole thing and make it the new messages app.
Wow, someone who has no clue : outdated? Are you for real.
At least find a reasonable argument like they have the widest user base or something like that.
The tech angle as an advantage is totally laughable.
Score: 4 Votes (Like | Disagree)
alphaod Avatar
119 months ago
Alipay and TenPay is quite widespread... I think the MCX thing going on here was trying to emulate some of that success since it's a lot of QR codes and loading debit cards.

But I have to say what Apple has is trust. Chinese people trust Apple to make quality stuff. So that should help with adoptions.

BTW I was able to add my ICBC debit card:
Score: 3 Votes (Like | Disagree)
goshya Avatar
119 months ago
Wow, someone who has no clue : outdated? Are you for real.
At least find a reasonable argument like they have the widest user base or something like that.
The tech angle as an advantage is totally laughable.
Let me ask you a simple question: Have you used WeChat Pay or AliPay before? Do you live in China and have compared the convenience of using the local wireless payment systems compared to Apple Pay?
Score: 2 Votes (Like | Disagree)
zgm77 Avatar
119 months ago
Exactly. WeChat and Alipay are quite innovative and widely used. The Technology behind Apple Pay is, believe it or not, already outdated and Apple Pay is unlikely to be accepted when other popular payment systems are already in place in China. I even found it inconvenient to use Apple Pay in America but that was eight months ago and might have improved. Anyway: WeChat is a great app. Apple should just copy the whole thing and make it the new messages app.
I'm sorry but I don't agree. Apple pay is way safer, uses NFC, user friendly, you can use your watch.. it won't be too far when we will be able to use our Apple Watch for transit in Shanghai for subway, bus and taxies and finally trow away that obsolete transit card. I hate WeChat, is buggy, it uses bar codes for member cards.. this is way more obsolete if you ask me. Here people will love to use Apple Pay, you will see.
[doublepost=1455758273][/doublepost]
Alipay and TenPay is quite widespread... I think the MCX thing going on here was trying to emulate some of that success since it's a lot of QR codes and loading debit cards.

But I have to say what Apple has is trust. Chinese people trust Apple to make quality stuff. So that should help with adoptions.

BTW I was able to add my ICBC debit card:
That is nice, I guess I will have to wait for my bank to jump on board...
Score: 2 Votes (Like | Disagree)
TheJae Avatar
119 months ago
Question is, will people use Apple Pay over WeChat and Alipay?
Good question. The e-payment and micro payment solutions in China is light years ahead of US techs. Apple Pay lacks versatility of WeChat and Apple Pay, until Apple opens up its payment processing for all kind of merchandise then only it will see any growth.

When i say all kind of merchandise, i mean all kind. You could live in Beijing for a year and never bring your wallet out.
Score: 1 Votes (Like | Disagree)
nicho Avatar
119 months ago
That isn't possible. Apple Pay works on the same technology contactless credit cards would work on. If you shut off support for Apple Pay, that's the same thing as pulling support for NFC.
Ahh. I misunderstood the stories at the time. Looks like the media for whatever reasons used the term "Apple Pay" as a synonym for "all contactless payment methods"
Score: 1 Votes (Like | Disagree)