Apple Pay Now Available in China Through Partnership With UnionPay

apple_pay_phone_handIt's now February 18 in China, and as was rumored earlier this week, the country is now the fifth location where Apple Pay is officially available. Implemented through a partnership with UnionPay, China's state-run interbank network, Apple Pay in China can be used by iPhone, iPad, and Apple Watch owners with an eligible China UnionPay debit or credit card.

"We think China could be our largest Apple Pay market," Apple's vice president of Apple Pay, Jennifer Bailey, told Reuters. China is Apple's second largest market when it comes to revenue after the americas and it has become an increasingly important area of growth for Apple. The company has inked deals with 19 of the biggest lenders in China, which will see 80 percent of credit and debit cards in China eligible for use with Apple Pay.

In retail locations in China, Apple Pay is available on the iPhone 6 and later and the Apple Watch at any location that has a UnionPay-compatible point-of-sale system. Within apps, Apple Pay purchases can be made using an iPhone or iPad that supports NFC, which includes the iPhone 6 and later and the iPad Air 2, iPad mini 3, iPad mini 4, and iPad Pro.

Apple initially announced its intention to launch Apple Pay in China in December of 2015, with plans to make the service available in early 2016 following the "relevant tests and certification" required by Chinese regulators. The first signs of Apple Pay in the country came in January, with several UnionPay users demonstrating Apple Pay in stores and in apps on YouTube, and the official launch followed today.

Apple Pay is also available in the United States, the UK, Canada, and Australia, with plans to extend it to Hong Kong, Singapore, and Spain later in the year. In Canada, Australia, Hong Kong, Singapore, and Spain, Apple Pay is available or being made available through a partnership with American Express.

Apple Pay availability has grown steadily in the United States since its October 2014 debut, and the service is now accepted at more than two million retail locations across the country.

Related Roundup: Apple Pay

Popular Stories

New Things Your iPhone Can Do in iOS 18

18 New Things Your iPhone Can Do in iOS 18.2

Wednesday November 27, 2024 5:05 am PST by
Apple is set to release iOS 18.2 in early December, bringing the second round of Apple Intelligence features to iPhone 15 Pro and iPhone 16 models. This update brings several major advancements to Apple's AI integration, including completely new image generation tools and a range of Visual Intelligence-based enhancements. There are a handful of new non-AI related feature controls incoming as...
iphone 16 pro models 1

12 Reasons to Wait for Next Year's iPhone 17

Friday November 29, 2024 5:17 am PST by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models simultaneously, which is why we sometimes get rumored feature leaks so far ahead of launch. The iPhone 17 series is no different – already we have some idea of what to expect from Apple's 2025 smartphone lineup. If you plan to skip...
Whatsapp Feature

WhatsApp to Drop Support for These iPhones Starting May 2025

Monday December 2, 2024 2:57 am PST by
WhatsApp is set to end support for iOS versions older than iOS 15.1 from May next year, removing the chat platform's compatibility with several iPhone models in the process. From May 5, 2025, WhatsApp will no longer be compatible with iPhone 5s, iPhone 6, and iPhone 6 Plus models. Users with those devices won't be able to access the encrypted chat service after the specified date unless they ...
iPhone 17 Pro Dual Tone Rectangle Feature 1

iPhone 17 Pro Already Rumored to Have These 8 New Features

Wednesday November 27, 2024 12:19 pm PST by
While the iPhone 17 Pro and iPhone 17 Pro Max are not expected to launch for 10 more months, there are already plenty of rumors about the devices. An imaginative iPhone 17 Pro concept based on rumors Below, we recap key changes rumored for the iPhone 17 Pro models so far: Aluminum frame: iPhone 17 Pro models are rumored to have an aluminum frame, whereas the iPhone 15 Pro and iPhone 16 Pro ...
Apple AI Command Center Concept Mock 3

Apple Expected to Launch This All-New Device Next Year

Wednesday November 27, 2024 1:05 pm PST by
Apple is expected to kick off 2025 by launching an all-new smart home hub, also referred to as a "command center," as early as March. The hub is expected to feature around a six-inch display that can be attached to a tabletop base with a speaker, or mounted on a wall. The device is said to run a new "homeOS" operating system with a customizable widget-focused home screen, and it is expected...
maxresdefault

The MacRumors Show: iPhone 17 Designs Revealed!

Friday November 29, 2024 9:34 am PST by
On this week's episode of The MacRumors Show, we discuss the recently leaked design of the iPhone 17 "Air" and iPhone 17 Pro. Subscribe to The MacRumors Show YouTube channel for more videos Earlier this week, a report from The Information's Wayne Ma revealed that the iPhone 17 Air will have a thickness of between 5mm and 6mm, which would make it the thinnest iPhone ever. In comparison, iPhone ...
airpods pro 2 gradient

AirPods Pro 3 Expected Next Year: Here's What We Know

Thursday November 28, 2024 3:30 am PST by
Despite being released over two years ago, Apple's AirPods Pro 2 continue to dominate the wireless earbud market. However, with the AirPods Pro 3 expected to launch sometime in 2025, anyone thinking of buying Apple's premium earbuds may be wondering if the next generation is worth holding out for. Apart from their audio and noise-canceling performance, which are generally regarded as...
Cyber Monday Deals Feature 2022

Apple Cyber Week Deals Available Now: AirPods, iPads, and More

Sunday December 1, 2024 7:52 am PST by
Although Black Friday has ended, Cyber Week is here and you can find great deals on numerous Apple devices right now. This includes big savings on AirPods, Apple Watch, MacBook Air, iPad, and more. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. Specifically,...

Top Rated Comments

Keirasplace Avatar
115 months ago
Exactly. WeChat and Alipay are quite innovative and widely used. The Technology behind Apple Pay is, believe it or not, already outdated and Apple Pay is unlikely to be accepted when other popular payment systems are already in place in China. I even found it inconvenient to use Apple Pay in America but that was eight months ago and might have improved. Anyway: WeChat is a great app. Apple should just copy the whole thing and make it the new messages app.
Wow, someone who has no clue : outdated? Are you for real.
At least find a reasonable argument like they have the widest user base or something like that.
The tech angle as an advantage is totally laughable.
Score: 4 Votes (Like | Disagree)
alphaod Avatar
115 months ago
Alipay and TenPay is quite widespread... I think the MCX thing going on here was trying to emulate some of that success since it's a lot of QR codes and loading debit cards.

But I have to say what Apple has is trust. Chinese people trust Apple to make quality stuff. So that should help with adoptions.

BTW I was able to add my ICBC debit card:
Score: 3 Votes (Like | Disagree)
goshya Avatar
115 months ago
Wow, someone who has no clue : outdated? Are you for real.
At least find a reasonable argument like they have the widest user base or something like that.
The tech angle as an advantage is totally laughable.
Let me ask you a simple question: Have you used WeChat Pay or AliPay before? Do you live in China and have compared the convenience of using the local wireless payment systems compared to Apple Pay?
Score: 2 Votes (Like | Disagree)
zgm77 Avatar
115 months ago
Exactly. WeChat and Alipay are quite innovative and widely used. The Technology behind Apple Pay is, believe it or not, already outdated and Apple Pay is unlikely to be accepted when other popular payment systems are already in place in China. I even found it inconvenient to use Apple Pay in America but that was eight months ago and might have improved. Anyway: WeChat is a great app. Apple should just copy the whole thing and make it the new messages app.
I'm sorry but I don't agree. Apple pay is way safer, uses NFC, user friendly, you can use your watch.. it won't be too far when we will be able to use our Apple Watch for transit in Shanghai for subway, bus and taxies and finally trow away that obsolete transit card. I hate WeChat, is buggy, it uses bar codes for member cards.. this is way more obsolete if you ask me. Here people will love to use Apple Pay, you will see.
[doublepost=1455758273][/doublepost]
Alipay and TenPay is quite widespread... I think the MCX thing going on here was trying to emulate some of that success since it's a lot of QR codes and loading debit cards.

But I have to say what Apple has is trust. Chinese people trust Apple to make quality stuff. So that should help with adoptions.

BTW I was able to add my ICBC debit card:
That is nice, I guess I will have to wait for my bank to jump on board...
Score: 2 Votes (Like | Disagree)
TheJae Avatar
115 months ago
Question is, will people use Apple Pay over WeChat and Alipay?
Good question. The e-payment and micro payment solutions in China is light years ahead of US techs. Apple Pay lacks versatility of WeChat and Apple Pay, until Apple opens up its payment processing for all kind of merchandise then only it will see any growth.

When i say all kind of merchandise, i mean all kind. You could live in Beijing for a year and never bring your wallet out.
Score: 1 Votes (Like | Disagree)
nicho Avatar
115 months ago
That isn't possible. Apple Pay works on the same technology contactless credit cards would work on. If you shut off support for Apple Pay, that's the same thing as pulling support for NFC.
Ahh. I misunderstood the stories at the time. Looks like the media for whatever reasons used the term "Apple Pay" as a synonym for "all contactless payment methods"
Score: 1 Votes (Like | Disagree)