Square today opened its Square Cash service to the public, allowing users in the United States to send money using just an email and a debit card. The service is designed to be simple, and money can be sent by sending an email to the intended recipient with a dollar amount in the subject line and cash@square.com in the CC field.

To go along with the service, Square has released a new Square Cash iOS app, designed to simplify the process even further. After installing the app, it can be used to enter a dollar amount, which is then automatically entered into an email template to complete the money sending process.

squarecash

Send money to anyone with an email address. It’s fast, safe, and free!

No account needed. Just securely link your debit card to start sending money. It’s free to send, and free to receive money directly to your U.S. bank account.

Secure. Your financial information is entered through a secure connection and kept private. You can confirm or reject any transfer.

Fast. Money automatically deposits to your bank account within 1–2 business days.

Users that are new to the service will get an email from Square that includes a link to a secure website where debit card numbers can be entered. An account only needs to be set up once; after a debit card is stored, it can be used for each transaction. Payments take one to two business days to clear, and Square Cash is free for both senders and receivers. There is, however, a $2,500 per week sending limit, and the service is limited to users in the United States.

Square Cash can be downloaded from the App Store for free. [Direct Link]

Top Rated Comments

fhall1 Avatar
145 months ago
assuming this won't be possible to use on ebay? since ebay just bought paypal?

just??? ebay bought paypal in July 2002!
Score: 4 Votes (Like | Disagree)
2457282 Avatar
145 months ago
This could be huge. If this goes beyond the US, this could kill Western Union which charges huge amounts for immigrants that send money to their families abroad. Square has already proven itself as being secure in the money transaction handling, so I don't see security as a big problem.
Score: 2 Votes (Like | Disagree)
mrfletch Avatar
145 months ago
I believe the sender is charged $0.50 per transaction.

Sending $10 actually charges $10.50 to your account if I recall correctly.
Score: 2 Votes (Like | Disagree)
jayducharme Avatar
145 months ago
Secure. Your financial information is entered through a secure connection and kept private.

Yeah, I've heard that before....

I do not have any protection if my debit card is stolen ( on the credit card side, any liability is borne by the bank).

That's my big concern as well. I'd feel more comfortable if the account was tied to my credit card, not my debit.
Score: 1 Votes (Like | Disagree)
polymersayb Avatar
145 months ago
I believe the sender is charged $0.50 per transaction.

Sending $10 actually charges $10.50 to your account if I recall correctly.
The website claims it's free, and FWIW the temporary charge on my card is exactly $2 (not $2.50). It was $0.50 in the beta I think (I checked it out a little while ago but didn't know anyone to hook me up). I guess this is a loss leader to advertise their register? Well I'm fine with that. I'm fine with $0.50 as well if they want to charge in the future.
Score: 1 Votes (Like | Disagree)
joelisfar Avatar
145 months ago
Seems strange how this has nothing to do with cash as in paper money. I guess they're trying to make people forget about that.
Score: 1 Votes (Like | Disagree)

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