MacRumors

Apple is in the final stages of certifying flexible OLED panels produced by BOE Display for use in future iPhones, according to a new report out today.

BOE China
The Nikkei Asian Review says Apple is "aggressively testing" screens made by the Chinese company, as it considers taking on BOE as an OLED supplier to cut costs and reduce its reliance on Samsung, which is believed to be Apple's primary supplier of OLED displays.

BOE is the world's top producer of large liquid crystal screens and already makes liquid crystal displays for Apple's iPads and MacBooks, but the firm has its sights set firmly on the expanding OLED panel market, which is expected to be worth more than $30 billion this year, up from $25.5 billion in 2018.

At the same time, Apple is seeking to diversify its supply chain as much as possible. The company often tries to secure at least two suppliers for any given component in order to reduce its supply chain risk and improve its bargaining position. Given that Samsung's OLED panel is the most expensive component in the iPhone XS and XS Max, bringing on board another supplier would be a significant coup for Apple.

According to today's report, Apple is currently testing flexible OLED displays from BOE's facility in Chengdu, Sichuan province, which is China's first site to produce the advanced displays. BOE is also building another facility in Sichuan province, which would be allocated to Apple if it places orders, Nikkei's sources said.

Two sources with knowledge of the situation said BOE was likely to supply the new iPhones next year if it wins certification. But it might first be asked to offer displays for repair purposes, as well as panels for older models of iPhones, one source suggested. That would still mark a significant milestone for BOE, the source said, as it would be Apple's first-ever purchase of Chinese-made OLED displays.

LG is believed to be the only other OLED supplier Apple is considering for future iPhones. LG already supplies OLED displays for the Apple Watch, but Apple will only order them for iPhones if the South Korean firm can meet the component's high quality control standards – LG reportedly temporarily halted one of its OLED display production lines due to manufacturing challenges earlier this year.

Rumors suggest Apple will complete its transition to an all-OLED lineup in 2020, releasing high-end 5.4-inch and 6.7-inch models with OLED displays and a lower-end 6.1-inch model with an OLED display, according to analyst Ming-Chi Kuo.

Tags: Samsung, OLED, BOE
Related Forum: iPhone

Apple has just launched an account on Twitter dedicated to its new credit card, which went live for customers in the U.S on Tuesday.

twitter apple card account
The official account, which goes by the handle @AppleCard, has so far only posted one tweet that links to the company's Apple Card webpage.

It's not yet clear what purpose the account will serve beyond promoting the card and future offers on social media, but Apple is advising customers seeking support-related Apple Card questions to contact @AppleSupport.

Apple yesterday announced that customers will receive three percent Daily Cash when they use the ‌Apple Card‌ with Apple Pay for Uber and Uber Eats purchases. Apple says additional merchants and apps will begin to offer three percent Daily Cash in the coming months.

Apple offers a cash back rewards system for the ‌Apple Card‌, providing Daily Cash up to 3 percent. You get 1 percent cash back for all of your purchases. On purchases made with ‌Apple Pay‌, you get 2 percent cash back, and for purchases made from the Apple Store (physical or online) you'll get three percent back. This also includes purchases made from the App Store, iTunes Store, and Apple services.

To get an ‌Apple Card‌, you need to be 18 years or older and be a U.S. citizen or a lawful U.S. resident with a U.S. residential address (no P.O. Box). An iPhone running iOS 12.4 or later is required to use the ‌Apple Card‌, and it will not be available if you do not have an ‌iPhone‌. Two-factor authentication must be turned on, and you must be signed in to iCloud on your ‌iPhone‌ with your Apple ID.

Check out our dedicated Apple Card guide for the full lowdown on Apple's new credit card.

Apple is delaying its plans to limit third-party tracking and ads in apps designed for children, reports The Washington Post.

The company's decision comes following an inquiry from The Washington Post about app developers who are unhappy with the changes and what it means for the way free apps for children function.

kidsapps
Earlier this year, there were reports suggesting Apple would limit third-party ad tracking in apps aimed at kids to better protect their privacy, and Apple formally announced changes in June. Apple initially planned to roll out these changes in September, but is now holding off to give developers more time to adjust to the new rules.

Following an inquiry from The Washington Post, Apple said Friday that it now plans to delay the rule changes. "We aren't backing off on this important issue, but we are working to help developers get there," Apple spokesman Fred Sainz wrote in an emailed statement. The statement said some developers had asked Apple to clarify the new rules, but that "generally we have heard from them that there is widespread support for what we are trying to do to protect kids."

Apple's new App Store guidelines prevent apps for kids from using third-party analytics services, which can collect a lot of data about usage habits. Apple is also "severely curtailing" ad sales in kids apps.

In order to help keep kids' data private, apps in the kids category and apps intended for kids cannot include third-party advertising or analytics software and may not transmit data to third parties. This guideline is now enforced for new apps. Existing apps must follow this guideline by September 3, 2019.

Gerald Youngblood, the developer behind the Tankee video gaming app for kids, told The Washington Post that Apple's new rules could limit Tankee's ability to show ads, thus impacting his decision to make the app free.

Tankee shouldn't be lumped in with the apps that are negligent and fail to protect children, Youngblood said. "We thought they were going to shut down these apps that are ignoring privacy and targeting kids," he said. "We were built with privacy as a foundation."

Several other app developers and creators echoed concerns about the changes, including Dylan Collins, the chief executive of SuperAwesome, a company designed to help developers navigate child-privacy laws. "This will simply kill the kids app category," he told The Washington Post.

Apple has not said how many children's apps collect personally identifiable information on children, making it unclear how widespread the issue is. Rather than blanket banning all tracking and cutting down on ads, developers want Apple to mandate that all kids apps use advertising and analytics vetted for safety.

Developers also take issue with the fact that the new rules don't prevent developers themselves from collecting data or showing ads, it simply limits third-party options. Developers say that Apple's new restrictions will simply incentivize them to start developing apps technically made for adults, even if the users end up being children.

Apple's Phil Schiller told The Washington Post that Apple initially tried contacting developers and advertising software operators to ask them to remove inappropriate ads, but that approach ultimately failed. Schiller went on to say that Apple spoke to some developer ahead of implementing the new rules. "We gathered enough data that we're doing the right thing," said Schiller.

It's not clear how and when Apple will ultimately implement the app changes that it outlined in June, and it's not known if the company plans to make alterations before rolling out new guidelines.

The Washington Post's full article has more detail on how the changes could impact apps designed for kids and it's well worth checking out if you're a developer or a parent.

Non-profit organization Girls Who Code today announced plans to begin offering a new Swift coding tutorial option for its upcoming 6th to 12th grade clubs as part of Apple’s ongoing Everyone Can Code initiative.

Apple CEO Tim Cook shared the news on Twitter this afternoon, saying the company is excited to work with the Girls Who Code initiative.

girlswhocode
Girls Who Code’s website says that it is aiming to build the “largest pipeline of future female engineers in the United States” through learning opportunities and programs dedicated to teaching coding.


Girls Who Code offers free after school programs for 3rd to 5th and 6th to 12th grade girls in a variety of locations across the United States.

Note: Due to the political nature of the discussion regarding this topic, the discussion thread is located in our Politics, Religion, Social Issues forum. All forum members and site visitors are welcome to read and follow the thread, but posting is limited to forum members with at least 100 posts.

Netflix today introduced a new "Latest" section to its service, which is designed to highlight newly released titles and movies and TV shows that are coming soon.

According to Variety, the "Latest" section focuses specifically on just released titles, movies and TV shows coming in the current week, and movies and TV shows coming in the week after.

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Upcoming titles are teased with a trailer, and Netflix users can opt to be reminded when a particular TV show or movie becomes available on the service. Netflix plans to update "Latest" multiple times a day, with content personalized for each Netflix user. This appears to be separate from the New Releases and Trending sections that Netflix offers, as it also includes upcoming content.

The new section is accessible via the Netflix app sidebar and has started rolling out on Smart TVs, streaming devices, and game consoles as of Monday.

Tag: Netflix

Struggling movie ticket subscription service MoviePass stored thousands of customer card numbers and personal credit cards in a database that was not protected with a password, reports TechCrunch.

The exposed database, which contained 161 million records, was discovered by Mossab Hussain, a Dubai-based security researcher. Many of the records in the database were computer-generated logging messages, but some also featured sensitive user information like MoviePass customer card numbers.

moviepass august 2018
MoviePass customer cards work like debit cards and are issued by Mastercard, allowing customers who sign up for MoviePass to use them to pay for the full cost of movie tickets.

In a sample of 1,000 records, TechCrunch found that a little over half contained unique MoviePass debit card numbers, expiration dates, and card balance. More than 58,000 records containing card data were found.

The unprotected MoviePass database also featured some customers' personal credit card numbers along with expiration dates, names, addresses, and other billing information. TechCrunch says that records contained enough information to allow someone to make fraudulent card purchases, though some records featured card numbers that were masked with the exception of the last four digits.

Email addresses and passwords related to failed login attempts were also found in the database.

We found hundreds of records containing the user's email address and presumably incorrectly typed password -- which was logged -- in the database. We verified this by attempting log into the app with an email address and password that didn't exist but only we knew. Our dummy email address and password appeared in the database almost immediately.

While Hussain contacted MoviePass CEO Mitch Lowe over the weekend, there was no response. MoviePass left the database online until Tuesday when TechCrunch contacted the company.

The database may have been accessible for months, but MoviePass did not respond to TechCrunch's questions about how long the server was exposed and whether it plans to disclose the incident to customers.

Hussain told TechCrunch that he questions why internal technical teams would be allowed to see critical data in plaintext, "let alone the fact that the dataset was exposed for public access by anyone."

Since its early 2018 launch, MoviePass has failed catastrophically. It ran out of money temporarily in mid-2018 because it was losing up to $40 million per month, and then began cutting back on the quality of service, limiting movie access, raising prices, and even temporarily shutting down.

Earlier this month, there were reports suggesting that MoviePass even went as far as changing the passwords of its most active users in an attempt to save money. Over the course of the last year, MoviePass has allegedly gone from three million subscribers to approximately 225,000.

Amid word that Apple TV+ could launch in November priced at $9.99/month, MacRumors has discovered additional tidbits within recent betas of macOS Catalina that offer further insight into how the service will work.

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According to code strings found in macOS Catalina, Apple will apparently allow videos to be downloaded for offline viewing, but with limitations on the total number of downloads, downloads per show or movie, or the total number of times a show or movie can be downloaded. For example, if a user tries to download the same video on multiple devices, the Apple TV app will inform them that "To download this episode of 'The Morning Show', delete it from another device and try again," for example.

If the user reaches the total download limit they will see a message that says "You have reached your limit of [preset number of] downloads." If the user downloads the same video too many times they will see a message like "Download Limit reached for 'The Morning Show' Season 1 Episode 1."

It appears that simultaneous streams will also be limited on ‌Apple TV+‌ as with most streaming services, including Apple Music. If a user tries streaming on more than the allowed number of devices, they will be informed something along the lines of "To stream this movie, stop watching 'The Elephant Queen' on another device."

The different limits on downloading and streaming content could be based on the type of ‌Apple TV+‌ subscription, family sharing configuration, or registered devices.

Apple is reportedly spending up to $6 billion on original content for ‌Apple TV+‌, which will enter a crowded streaming video market apparently just as Disney launches its own service priced at $6.99 per month or $12.99 per month in a bundle with ESPN+ and ad-supported Hulu. Netflix and Amazon Prime are of course two of the other large players, and many other networks and media companies have already launched or will soon launch their own services.

While it has yet to be announced, we're likely just three weeks away from Apple's annual September event at Steve Jobs Theater, where the company is expected to unveil new iPhone and Apple Watch models.

apple watch bands summer 2019
Alongside new Apple Watch models, Apple typically refreshes its assortment of bands available for the device, and this year will likely be no exception. Lending credence to this, a significant number of Apple's summer 2019 bands are now out of stock, as is usually the case leading up to a seasonal band refresh.

Apple Watch bands listed as currently unavailable or sold out include the Sport Band, Sport Loop, Modern Buckle, and Leather Loop in a variety of colors and sizes, as well as many Nike and Hermès options.

Apple Watch bands have been refreshed with new colors nearly every season, with brighter options like Canary Yellow in the spring and summer and darker shades like Storm Gray in the fall and winter. In fall 2018, Apple introduced three new Sport Band colors, five new Sport Loops, a gold Milanese Loop, and more.

Tuesday, September 10 is the widely predicted date of Apple's event, with invites to the media likely to be issued towards the end of August. MacRumors will have live coverage of the keynote as usual.

Related Roundup: Apple Watch Series 9
Buyer's Guide: Apple Watch (Caution)

Apple recently purchased additional real estate in its hometown of Cupertino, reports The Mercury News, expanding its presence in the Bay Area of California.

Apple purchased two office buildings located at the corner of Stevens Creek Boulevard and Torre Avenue for a total of $290 million. The office buildings, known as Cupertino City Center 1 and Cupertino City Center 2, are close to its Infinite Loop and Apple Park campuses.

appleofficespacecupertino
One building features 168,000 square feet, while the other measures in at 146,000 square feet, and Apple was already leasing both locations.

Over the course of the last several years, Apple has been buying up office space in Cupertino and surrounding cities Sunnyvale and San Jose as the company grows to accommodate additional corporate employees.

Apple today added 13 and 15-inch 2019 MacBook Pro models to its online store for refurbished products in the United States, offering the updated machines at a discount for the first time.

The MacBook Pro section of Apple's refurbished store currently features several MacBook Pro models that were first released in May of 2019, with multiple configurations available at different price points. Both stock and custom configurations are available.

may2019refurbishedmacbookpro
All of the refurbished MacBook Pro models are discounted by right around 15 percent. For the most affordable May 2019 13-inch MacBook Pro with a 2.4GHz processor and 256GB of storage, the discount drops the price from $1,799 to $1,529.

The new entry-level 1.4GHz 13-inch MacBook Pro models that were released in July are not yet available from the refurbished store, with only the higher-end May 2019 models discounted right now.

May 2019 MacBook Pro models feature Intel's 8th and 9th-generation processors with 8-core, 6-core and quad-core chip options. An upgraded butterfly mechanism is also included that's supposed to cut down on key failures, and there are updated graphics options.

Refurbished 2019 MacBook Pro models ship out right away, with next-day delivery available in some areas.

All of Apple's refurbished products go through a rigorous refurbishment process before being offered for sale, which includes inspection, repairs, cleaning, and repackaging. Like new purchases, refurbished Macs come with a one-year warranty that can be extended with an AppleCare+ purchase.

For tips on purchasing a refurbished product, make sure to check out our guide.

Related Roundup: MacBook Pro 14 & 16"
Related Forum: MacBook Pro

Apple Arcade is set to launch this fall, providing iPhone, iPad, Mac, and Apple TV users with access to a library of over 100 games on a subscription basis, with no ads or additional in-app purchases.

apple arcade devices
Last week, 9to5Mac's Guilherme Rambo managed to gain access to an internal early access program for Apple Arcade intended for Apple employees. This has led to many details about the service leaking out, including its likely price of $4.99 per month with a one-month free trial in the United States.

Now, 9to5Mac's Jeff Benjamin has shared a video in which he goes hands-on with six games coming to ‌Apple Arcade‌, including Way of the Turtle, Down in Bermuda, Hot Lava, Kings of the Castle, Sneaky Sasquatch, and Frogger in Toy Town. Note that these are pre-release beta versions of the games.


More details and screenshots of each game can be found over at 9to5Mac. For more on ‌Apple Arcade‌, read our guide.

Apple's health team has faced a series of "high-profile departures" in the past year due to internal disagreements about direction, according to CNBC's Christina Farr, who cites multiple people familiar with the matter.

ecg watch person
The report explains that some Apple employees feel the company could be taking on more ambitious health-related projects like a telemedicine service or simplified insurance billing, while others are satisfied with Apple's focus on wellness and prevention like its ECG app for the Apple Watch:

Tension has been increasing in the health care team in recent months, according to eight people familiar with the situation, although that undercurrent started several years ago. Some employees have become disillusioned with the group's culture, where some have thrived while others feel sidelined and unable to move their ideas forward. Four of the eight noted that some employees hoped to tackle bigger challenges with the health care system, such as medical devices, telemedicine and health payments. Instead the focus has been on features geared to a broad population of healthy users.

The report acknowledges that it is unclear if the attrition rate within the health team is higher than that of other teams at Apple, so part of this could be normal day-to-day differences in opinions and turnover that a large company faces.

When the ECG app for the Apple Watch was unveiled last year, the report claims that some employees were "frustrated" by the negative reaction from some doctors and others in the medical industry, as these employees are said to have pushed for a "small and focused product launch" that would have involved gathering feedback from the medical community to reduce any potential pushback.

Apple did, however, secretly invite cardiologists and other medical experts to its headquarters in California every six months or so while the ECG app was under development, according to the report.

A recent employee morale survey within Apple's health team apparently "showed signs of discontent," leading Apple COO Jeff Williams to speak with several employees to address their concerns. Williams has overseen the health team at Apple for several years, including development of the Apple Watch.

Leadership changes also may have contributed to some of the recent departures.

Below Williams, the health team's leadership is said to include former Adobe executive Kevin Lynch, who is said to oversee software projects like Apple Health Records; Eugene Kim, responsible for Apple Watch hardware, and Sumbul Desai, who oversees the ECG app, Apple Heart Study, and heart health strategy.

Most of the employees who left the health team worked under Desai, per the report:

Other high-level departures from the group over the past few years are Robin Goldstein, who was at Apple for more than two decades and most recently worked on the regulatory side of health before leaving in late 2017; Anil Sethi, a former Apple Health director who left to form a health-tech start-up in late 2017; Stephen Friend, a top Apple researcher who departed at the end of 2017; Charles Schlaff, who worked on Apple Watch before moving over to special projects and left in November of 2018, according to LinkedIn; Craig Mermel, who was in engineering at Apple Health and left to join Google Brain this February; and Yoky Matsouka, who was brought in to lead health but left after less than a year in 2016 and is now a vice president at Google.

Despite the reported struggles, Apple's health team has accomplished a lot over the past few years, including the potentially life saving ECG app for the Apple Watch and Apple Health Records. Apple CEO Tim Cook has said these health efforts will be the company's "greatest contribution to mankind."

Microsoft today announced the launch of a beta version of its upcoming Microsoft Edge browser, which is available today for Windows and macOS users.

Previously, the Microsoft Edge browser was available as a preview build, but Microsoft has now graduated to an official beta. Microsoft's beta channel represents more stable software than the preview channel.

microsoftedge
Microsoft has said that its aim with Microsoft Edge is to create better web compatibility with better performance for customers while making sure there's less fragmentation of the web for web developers. During the preview period, Windows and Mac users downloaded Edge more than a million times, and Microsoft received more than 140,000 individual pieces of feedback to improve the browser.

Microsoft Edge for Mac is designed to be similar to the Microsoft Edge experience on Windows, but with "user experience optimizations" that are designed to make it feel more Mac-like.

The beta version of the Edge browser features new personalization options, such as tab page customization, dark theme support, and extensions from the Microsoft Insider Addons store or other Chromium-based web stores like the Chrome Web Store.

Tracking prevention has been added to protect users from being tracked by websites, built-in Microsoft Search for Bing, and Internet Explorer mode with Internet Explorer 11 compatibility.

Microsoft is also expanding its Microsoft Edge browser security program to the beta channel, offering rewards of up to $15,000 for the discovery of high-impact vulnerabilities.

The new Microsoft Edge beta can be downloaded for free from the Microsoft website. There's still no word on when the Edge browser will see a launch, but it's likely there will be a few more months of beta testing before that happens.

In an email to developers today, received by MacRumors, Apple has announced that apps marked as having "Frequent/Intense Simulated Gambling" will be rated 17+ in all countries and regions starting today.

simulated gambling app
Gambling apps meeting certain related criteria will also be newly available to users in South Korea, but only to users 19 years of age or older.

Apple's full email:

Dear Developer,

In an effort to open up additional opportunities for developers, we've worked with the government of the Republic of Korea on making more apps available on the App Store in the Republic of Korea. And to ensure that our global age rating system continues to help make the App Store safe for kids, apps that feature Frequent/Intense Simulated Gambling will be rated 17+ in all countries and regions starting August 20, 2019.

If your app meets at least one of the criteria below, you'll be able to offer it on the App Store in the Republic of Korea to users 19 years of age or older. You'll need to enter a Rating Classification Number from the Game Rating and Administration Committee in App Store Connect, and can do so starting August 20. Apps with a number entered at this time will be published later this week. If you don't have a Rating Classification Number, you can apply for one now.

- Apps in the Casino subcategory with age rating 17+
- Apps in the Games or Entertainment categories with Frequent/Intense selected for at least one of the following content descriptions:

-- Simulated Gambling
-- Sexual Content or Nudity
-- Alcohol, Tobacco, or Drug Use or Reference
-- Realistic Violence

To enter your Rating Classification Number:

1. Sign in to App Store Connect.
2. In the App Information section under Availability in the Republic of Korea, enter your Rating Classification Number.
3. Submit your app for review.

See section 5.3 of Apple's App Store Review Guidelines for other restrictions on gambling apps.

Apple Music today launched an all-new playlist of emerging songs that are receiving the most shazams around the world, called the "Shazam Discovery Top 50." The playlist will be updated every Tuesday with a new ranking (via Variety).

shazam discovery
Shazam Discovery Top 50 will be focused on up-and-coming songs from breaking artists, so well-known musicians won't be as prevalent in the playlist. ‌Apple Music‌ told Variety that it will use "Shazam's proprietary algorithms [to offer] a unique predictive view on rising artists and reacting tracks to ‌Apple Music‌ subscribers."

"The ranked songs are all at different points in their individual lifecycle and the majority of artists represented are emerging and up-and-coming."

"All are experiencing a level of momentum indicative of future potential of hitting the top of Shazam’s Charts, and show any or all of the following patterns: moving quickly through Shazam’s charts, growing rapidly, steadily and/or geographically."

You can find the Shazam Discovery Top 50 playlist today by opening ‌Apple Music‌ on macOS or iOS, and navigating to the browse tab. Apple has highlighted the new playlist at the top of the page, and also included it in the "Fresh Cuts" section of Browse.

Apple acquired Shazam in 2018, and is now beginning to integrate some of the music-recognition app's features into ‌Apple Music‌.

Timed with the Apple Card launching widely in the United States today, Apple has announced that customers will now receive three percent Daily Cash when they use the Apple Card with Apple Pay for Uber and Uber Eats purchases.

daily cash
Apple says additional merchants and apps will begin to offer three percent Daily Cash in the coming months.

The three percent reward was initially limited to purchases made directly with Apple, including at Apple Stores, Apple.com, the App Store, the iTunes Store, and for services like Apple Music and iCloud storage subscriptions.

All other purchases made with the ‌Apple Card‌ via ‌Apple Pay‌ will continue to receive two percent Daily Cash, while purchases made with the physical, titanium ‌Apple Card‌ qualify for one percent Daily Cash.

To apply for an ‌Apple Card‌, simply open the Wallet app on an iPhone running iOS 12.4 or later, tap the plus button in the top-right corner, and follow the on-screen steps. The process takes just a few minutes, and if approved, your digital ‌Apple Card‌ will be ready for purchases immediately.

Daily Cash is unlimited and paid out daily to your Apple Cash account. For more details, make sure to check out our Apple Card guide.

Best Buy has returned this week with a new set of discounts on the Apple Watch Series 3, offering up to $175 off of select models. In the sale you'll find GPS + cellular versions of the 2017 Apple Watch Series 3, including both aluminum and stainless steel models.

apple watch bb sale 820Note: MacRumors is an affiliate partner with Best Buy. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.

Best Buy is also discounting Nike+ versions of the Apple Watch Series 3 during the sale, with prices starting at $229 for the 38mm model. Many of these discounts will last through the end of August, so be sure to head to Best Buy and browse the sale before it expires.

Apple Watch Series 3 Sale (GPS + Cellular)

For anyone on the hunt for the latest Apple Watch model, Best Buy is continuing to discount the Apple Watch Series 4 by $50 across the board. You can check out our post on this sale right here, and this one will last through this Saturday, August 24.

Our full Deals Roundup has more information on the latest Apple-related sales and bargains.

Buyer's Guide: Apple Watch (Caution)

Apple Card, the Apple-branded credit card that Apple is launching in partnership with Goldman Sachs, is available for everyone in the U.S. starting today following a preview period that launched a few weeks ago for some customers.

Potential customers can apply for the ‌Apple Card‌ using the Wallet app, and after approval, can begin using the digital portion of the card for online and Apple Pay purchases immediately.

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‌Apple Card‌ availability is subject to approval, and customers need to qualify for ‌Apple Card‌ similar to any other credit card. ‌Apple Card‌ offers an APR between 12.99 and 23.99 percent based on credit score.

Apple will ship a physical titanium credit card to ‌Apple Card‌ users within a few days, providing an actual card for traditional credit card purchases. The titanium card is engraved with the cardholder's name, but features no card number, expiration date, or CVV for privacy purposes.

applecardtitanium
This information is still available, but it is accessible through the Wallet app. The card features a traditional magstripe along with a built-in chip for making purchases within stores.

‌Apple Card‌ can be used for both standard purchases and ‌Apple Pay‌ purchases, with Apple providing rewards for both. Customers will get 3 percent cash back for purchases made at an Apple Store, 2 percent cash back for all ‌Apple Pay‌ purchases, and 1 percent cash back for all other purchases.

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Cash back is provided in the form of "Daily Cash" that, as the name suggests, is paid out to customers on a daily basis. Daily Cash is added to the Apple Cash card in Wallet and can be used for purchases, sent to friends, or transferred to a bank account.

‌Apple Card‌ is deeply integrated into the Wallet app and Apple is offering spend tracking and budgeting tools. Color-coded categories will give users an idea of how much money they're spending on food, activities, shopping, health care, entertainment, and more.

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Apple will send notifications every time a purchase is made so users can monitor for fraudulent activity, and Apple is using machine learning and Apple Maps to make sure every single transaction made is clearly identified.

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The Wallet app also helps out with payments, offering up multiple payment options and ways to minimize interest through higher, more regular payments. ‌Apple Card‌ will encourage customers to pay a bit more than the minimum each month to cut down on interest fees. Payments can be scheduled weekly, biweekly, and monthly, and can be made using a bank account just like any other credit card.

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‌Apple Card‌ is limited to the United States at the current time, but may expand to additional countries in the near future. Apple is already in talks with European regulators, and has trademarked ‌Apple Card‌ in Europe, Hong Kong, and Canada.

‌Apple Card‌ is a no fee credit card. There are no annual fees, international fees, fees for making a late payment, or fees for exceeding your credit limit, which means there are no penalty rates for missing a payment. For more details on the ‌Apple Card‌, make sure to check out our Apple Card guide.