Apple Pay Confirmed to Have £20 Limit Per Transaction in UK
Apple Pay will be arriving for customers inside of the United Kingdom, backing support from about 250,000 UK merchants, sometime in July. Today, Apple released a support and FAQ page on its website to document the processes and answer the questions that some merchants may have with the impending launch of the service (via 9to5Mac).

Following the confirmation by multiple banks on the matter earlier this month, Apple has confirmed that some retailers and specific out-of-date terminals will hinder customers to a £20 limit on their Apple Pay purchases (which will increase to £30 in September). However, the company does state that merchants with terminals "capable and configured properly" -- and a payment provider that supports the most up to date specifications on contactless payments -- will be able to support larger transaction sums.
Apple Pay allows your customers to make easy and secure contactless payments at any amount. If your payment terminal or payment provider doesn’t support the latest network specifications, as with contactless debit and credit cards today, your customers might need to insert their card if the transaction amount is over £20.
To accept Apple Pay for transactions over £20, your payment terminal must be capable and configured properly, and your payment provider needs to support the latest network contactless specifications.
The process for merchants to support a limit raise may be arduous, however, and as such most retailers will be facing the £20 right out of the gate when the service launches in July. Retailers supporting the "Consumer Device Cardholder Verification Method," another support document updated today, will be able to enable "contactless payments for any amount." Unfortunately, the security-ensured method requires updated terminal software that may see a slow adoption rate to stores around the United Kingdom in the early days of Apple Pay.
The rest of the FAQ page details the expected list of questions about liable fraud charges for merchants, list of payment providers that support Apple Pay in the United Kingdom, and a process detailing return policies for customers using the mobile wallet. Apple also confirmed during WWDC that London-based Apple Pay users will be able to commute and pay for fares on London's Underground with the help of the service. The company also promised that the service will be backed by eight of the "most established banks" in the country when it launches.
Popular Stories
The upcoming iOS 18.4 update for the iPhone includes a smaller but meaningful improvement for Apple's in-car iPhone mirroring system CarPlay.
Specifically, CarPlay now shows a third row of icons, up from two rows previously. However, this change is only visible in vehicles with a larger center display. For example, a MacRumors Forums member noticed the change in a Toyota Tundra with a...
Daring Fireball's John Gruber today shared some strongly-worded comments about Apple's delayed personalized Siri features. Gruber is a well-known Apple pundit who has been writing about the company for more than two decades.
In a blog post titled "Something Is Rotten in the State of Cupertino," Gruber said Apple's credibility has been "damaged" by the delay:Keynote by keynote, product by...
iPhones are finally getting a much-requested setting, but availability is limited.
The upcoming iOS 18.4 update introduces an option to set a default navigation app, other than Apple Maps, but unfortunately this new setting is limited to users in the EU. There, you can now set an app like Google Maps or Waze as your default navigation app on the iPhone by opening the Settings app and tapping ...
Despite being released over two years ago, Apple's AirPods Pro 2 continue to dominate the wireless earbud market. However, with the AirPods Pro 3 expected to launch in 2025, anyone thinking of buying Apple's premium earbuds may be wondering if the next generation is worth holding out for.
Apart from their audio and noise-canceling performance, which are generally regarded as excellent for...
Apple is planning for a major design overhaul of the iPhone, iPad, and Mac interfaces with the introduction of iOS 19, iPadOS 19, and macOS 16 later this year, reports Bloomberg. The update will "fundamentally change" the look of Apple's operating system, introducing a more consistent cross-platform experience.
Apple plans to update the style of icons, menus, apps, windows, and system...
Apple's upcoming iPhone 17 Pro models are expected to feature a significant design overhaul, and a new image apparently taken on an assembly line for the unreleased devices appears to confirm the biggest rumored change.
Render of an iPhone 17 Pro model shared by Jon Prosser
The iPhone 17 Pro and iPhone 17 Pro Max are rumored to adopt a horizontal camera bar reminiscent of Google's Pixel...
The Apple Intelligence features that Apple introduced with iOS 18 are not pushing people to upgrade their iPhones, Apple analyst Ming-Chi Kuo reiterated today. Apple's recent Siri failures are also going to have an impact on 2025 iPhone shipments, which the market is beginning to realize.
As early as last July, Kuo said expectations that Apple Intelligence could drive iPhone upgrades were...
Apple is set to release iOS 18.4 in early April, bringing further refinements to Apple Intelligence features, a neat new capability to iPhone 15 Pro devices, new emoji, and more.
While not quite as packed with new features as Apple's preceding iOS 18 point releases, iOS 18.4 still introduces enhancements that aim to make your iPhone smarter and more intuitive. Below, we've listed 12 new...
Apple is planning a radical redesign of macOS with version 16, and it could be the most significant visual refresh since macOS Big Sur was introduced in 2020, according to Bloomberg.
MacRumors concept render
The upcoming Mac operating system will reportedly be part of Apple's sweeping effort to create a more consistent interface across all of its platforms, including iPhone, iPad, and Apple...